Attractive Features & Benefits

Debit Card

Our Priority Banking customers can avail Personalized SIB Rupay Platinum EMV Chip or Rupay Platinum Explorer card or Visa Platinum NFC for free, coupled with the following benefits.
(a) Complimentary Lounge Access Domestic Airport Lounges – 1 per quarter.
International Airport Lounges (Outside India) – 1 per year
(Airport Lounge access available in Rupay Platinum Explorer NCMC Contactless/ Rupay Platinum EMV Chip Card at participating airport lounges).
(b) Avail upto 3X Reward Points on all purchase transactions.
(c) Unlimited free usage at SIB and other-bank ATMs
(d) No Issuance charges and AMC

Insurance Cover

SIB Suraksha Kavach# insurance(maximum cover of Rs. 10,00,000/-), with cover extended to all group members for SIB Prime Platinum Customers and 2 members for SIB Prime Customers. Get a cash back of Rs. 199/- each, credit to the account. (Premium per head including GST Rs. 275/-)


50% waiver on annual locker rent to SIB Prime Platinum customers for one locker per group.
25 % waiver on annual locker rent to SIB Prime customers for one locker per group.


Better rates on exchange value** No Foreign Inward Remittance Certificate (FIRC) Charges. 100 % waiver on issuance fee for SIB Multi Currency Travel Card.

Pricing of Loan*

Discount on applicable rate offered to general customers(REPO linked Lending Rate). Concession on processing fee for retail loans.

Demat & Trading Account ##

Free Demat Account opening and No Demat AMC. Free Trading Account.

Service Charge waivers

Free and unlimited Cheque Book . DD/PO charges. RTGS / NEFT Charges & Inter-Branch Fund Transfer Charges. Stop payment charges. SMS Alert. Charges Cheque collection charges. Duplicate statement charges. Minimum Balance Charges for Family Accounts Grouped. Folio Charges in Savings A/c

The features and benefits mentioned above are applicable to all members of the SIB Prime MY FAMILY on qualifying the eligibility of Priority Banking Program.
# New India Assurance's Accident Insurance (SIB Suraksha Kavach) with a maximum cover of Rs. 10,00,000/-, including personal accidental death, hospitalization expenses.
## Waiver of charges as per the offer of partners from time to time **T&C apply.
The above benefits are available only for SB account holders, other than MasterCard Platinum Business debit Card.

For further information/ queries please write to us at: [email protected]

South Indian Bank Priority Banking Program Terms and Conditions apply. For further information/queries please write to us at: [email protected]

Click here to download "CUSTOMER ENROLMENT/ MY FAMILY SIGN-UP FORM" for Family Grouping.