External Benchmark based Lending Rate (EBLR)
All new floating rate retail loans( housing, auto etc) and loans to Micro, Small and Medium Enterprises are linked to Repo Rate. Applicable Repo Rate from 01st April 2021 continues at 4.00% with quarterly reset
Marginal Cost of funds based Lending Rate (MCLR) for different tenors
MCLRs effective from 20th March 2021, please click here
Base Rate
Base Rate (BR) 9.75% (w.e.f 20th September 2020)
Benchmark Prime Lending Rate
Benchmark Prime Lending Rate (BPLR) 15.00% (w.e.f 11.11.2015)