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ATM cum Shopping card

Enjoy the world of convenience, ease and security with South Indian Bank ATM cum debit cards. South Indian Bank offers ATM cum Debit card for domestic as well as international transactions. Forget carrying cash while shopping and traveling around the world with South Indian Bank’s new VISA/MasterCard/RuPay ATM cum shopping cards. The card comes to you with features of Global acceptance, Online Shopping, Utility bill payments and Cash withdrawal from more than 49,880 ATMs in India and millions of ATMs across the world.

Acceptability: Enjoy purchases around 3,50,000 POS outlets in India and millions of outlets across the world, shop online, entertain, book tickets, fuel your vehicle and what not…?

Security: SIB’s ATM cum shopping cards comes with an ‘extra level of security’ of Verified by VISA/MasterCard Secure Code.

Online Shopping: Buy anything online, book train, airlines and movie tickets or buy gifts online for your loved ones.

Bill payments: Convenient payment of electricity, mobile, telephone, life insurance, mutual fund and other utility bills.

Domestic ATM cum Debit cards:

South Indian Bank issues ATM cum Debit card to meet special and specific requirement of each and every customer. The Domestic ATM cum Debit card is issued to customers in VISA/MasterCard/RuPay platform. 

Daily Transaction limits of domestic only ATM cum shopping cards:

Card Type
Daily Cash Withdrawal Limit (Rs.)
Daily Shopping Limit (Rs.)
Maestro
20,000
1,00,000
MasterCard
20,000
1,00,000
Visa Classic
20,000
1,00,000
Visa Gold
30,000
1,50,000
Visa Platinum
50,000
2,00,000
RuPay Platinum
50,000
2,00,000
MasterCard Platinum
50,000
2,00,000

As per RBI mandate with effect from 15.11.2013, all International ATM cum Shopping cards are issued as EMV CHIP and PIN enabled debit cards. Those cards issued before 15.11.2013, will have reduced international transaction limits as given below:

Card Type
Reduced International Transaction limits
Daily Cash Withdrawal Limit (Rs.)
Daily Shopping Limit (Rs.)
Maestro
10,000
10,000
Visa Classic
10,000
10,000
Visa Gold
15,000
15,000
Visa Platinum
15,000
15,000

International ATM cum Debit cards:

South Indian Bank offers International ATM cum Debit card to the customers in the form of Chip & PIN based cards. The cards issued in VISA & MasterCard Platform can be used globally for cash withdrawals at ATMs and for purchase transactions at POS/Online terminals 24*7.Daily Transaction limits of International ATM cum Debit card:

Daily Transaction limits of International ATM cum Debit card:

Card Type
International and Domestic transaction limits
Daily Cash Withdrawal Limit (Rs.)
Daily Shopping Limit (Rs.)
VISA Classic EMV
20,000
1,00,000
Visa Platinum EMV
50,000
2,00,000
MasterCard World EMV
1,00,000
5,00,000

 Revised Transaction Limits for RuPay Classic Debit cards

Transaction limits for RuPay Classic debit cards will be enhanced w.e.f 1st August 2015. The revised transaction limits are as follows:
Account category
Transaction limits for RuPay Classic cards (w.e.f 1st August 2015)
Domestic transaction limits
ATM
Online/POS
All eligible accounts (except SIB Junior & BSBDA)
20,000
1,00,000
SIB Junior & BSBDA
15,000
25,000

Banks may levy 2.5% of the transaction amount or Rs.10/- (whichever is higher)  as surcharge for transaction at fuel pumps

** 5 accounts can be linked to the card.

RuPay Card Insurance Program

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