We Cover Physical loss to an individual due to an accidental injury ( including fatal) Who can be Insured ? Any individual or group of individuals ( through employer, association, and institution etc) aged between 12 and 70. Subject to medical examination at 70, a person can be covered up to 80. Insured against what risk ? Death or disablement from accidental bodily injury ( anywhere in the world). What will Policy Pay ? When an accidental injury being the sole and direct cause results ( during the period of insurance) in: On payment of extra premium, medical expenses incurred up to 25 % of claim or 10 % of Sum Insured can be covered. Policy also pays for education fund for dependant children (2) of deceased insured and expenses of carriage of dead body of insured from accident site ( as per details in policy) Attractive cumulative bonus at the time of renewal, by way of increasing the Sum Insured by 5 % for each completed claim free year of insurance ( maximum of 50 % CSI ) without collecting extra premium as per policy. What will policy not pay ?