A savings account as vibrant as you!
The SIB Youth Plus account is created to meet the complete dynamic requirement of today’s young India, right from guiding them in their investment journey to providing them with the best of digital services.
A Next Gen banking experience for the next generation
SIB YOUTH PLUS
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PRODUCT ELIGIBILITY
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Product Name
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SIB Youth Plus
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Eligible Age Group
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18 to 35 years
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Category of Customers
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Domestic Customers
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Minimum Required balance
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PRODUCT FEATURES
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Free Cheque Leaf
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10 Nos / Calendar Year
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Outward RTGS/NEFT
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Free up to Rs.1,00,000/ Month (Max. up to 5 NEFT)
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Net Banking
(SIBerNet)
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- NEFT – Free
- IMPS – Free (Basis AMB maintenance of Rs. 50,000)
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Mobile Banking
(SIB Mirror+)
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- NEFT – Free
- IMPS – Free (Basis AMB maintenance of Rs. 50,000)
- UPI – Free
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DIGITAL OFFERINGS
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Whatsapp Banking
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Free
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Internet/Mobile Banking
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Free
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SMS
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Free*
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IMPS
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Free*
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Online NEFT
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Unlimited
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INSURANCE
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SIB Suraksha Kavach
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Chargeable @ Rs.275/-
- 5 years & above
- Personal accident death cover for Rs. 10 Lac
- Personal accident hospitalizations cover for Rs.1 Lac
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Pradhan Mantri Suraksha Bhima Yojana
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1st Year Free
- 18 years & above
- Insurance up to 2 lakhs for accidental death/ permanent total disability or
- 1 lakh for accidental partial disability for 1 year
(Chargeable @ Rs.20/- after 1st year)
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Niva Bupa Insurance
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Chargeable @ Rs.995/-
- 18 years & above
- 1 lakh health insurance coverage
- Pre &Post hospitalization coverage
- Day care treatment
- Emergency ground ambulance support
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DEBIT CARD/ CREDIT CARD
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Card variant
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VISA Platinum EMV NFC- International Card
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ATM card Issuance Fees
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Free
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Debit Card AMC
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Free*
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SIB ATM limits
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Unlimited
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Other Bank ATM usage
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5 times/month
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ATM transaction Limits
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Daily Withdrawal Limit
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Daily Shopping Limit
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Rs.1,00,000/-
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Rs.3,50,000/-
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Tap and Pay
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Payment up to Rs.5,000/-.
5 such transaction per day on the card.
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Credit Card
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Free credit card (on the basis of eligibility)
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Important :
- All the freebies are available in the account only on maintenance of required AMB.
For Account conversion: Please contact your nearby branch
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Click here for Service Charges