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Features & Charges
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Traders Smart Current Account
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Monthly Average Balance
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Metro & Urban
Rs.50,000/-
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Rural & Semi-Urban
Rs.25,000/-
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Charges for non-Maintenance of AMB
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Accounts maintaining <50% of required AMB
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Rs.650
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Accounts maintaining >=50% but <100% of required AMB
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Rs.500
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Sweep in – Sweep out facility*
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Cut off limit of Rs.5 lakh for both Sweep in and
Sweep out facility.
Term deposits in multiples of Rs.10,000/- for a fixed period of 30 days ,subject to a maximum Deposit amount of Rs.25,00,000/-. ( either as a single deposit or multiple deposits).
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Ordinary/ABB cheque leaves
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100 Free Cheque leaves per month.
Standard Charges applicable beyond free limits
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RTGS/NEFT Fund Transfer (Outward)
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Digital Channels : Free & Unlimited
Branch Channel : 30 Free per month
Thereafter Standard Charge applicable
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RTGS/NEFT Fund Transfer (Inward)
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Free
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DD/PO Issuance
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DD/PO for Rs.5 lakh value or 30 instruments free per month;
Standard Charges applicable beyond free limits.
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Debit Card Issuance/AMC
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Chargeable
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SIB ATM txns
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Unlimited Free txns
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Other Bank txns
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Std. Charges Applicable
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Folio Charges
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Nil charges
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Cheque Return Charges - Outward
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Std. Charges Applicable
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Cheque Return Charges - Inward
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Std. Charges Applicable
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Cash withdrawal at Branches (Home & Non-Home Branches )
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Free Unlimited
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Cash Deposit at Branches (Home & Non-Home Branches )
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Refer compendium of Service charges
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Mobile Banking
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Free
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Net Banking
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Free
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IMPS Fund Transfer
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30 Txns Free per month
Thereafter Standard Charge applicable
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SMS Alerts
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Free
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Charges displayed above are subject to GST
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*Sweep in – Sweep out facility activation based on customer request
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For all std. charges, please refer Compendium of Service Charges. (Click Here)
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All free facilities will be provided based on the required AMB maintained in the previous month.
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