Business BankingBusiness AccountsTrader Smart Current Account (TSCA)


Features & Charges

Traders Smart Current Account

Monthly Average Balance

Metro & Urban
Rural & Semi-Urban

Charges for non-Maintenance of AMB

Accounts maintaining <50% of required AMB


Accounts maintaining >=50% but <100% of required AMB


Sweep in – Sweep out facility*

Cut off limit of Rs.5 lakh for both Sweep in and

Sweep out facility.


Term deposits in multiples of Rs.10,000/- for a fixed period of 30 days ,subject to a maximum Deposit amount of Rs.25,00,000/-. ( either as a single deposit or multiple deposits).

Ordinary/ABB cheque leaves

100 Free Cheque leaves per month.

Standard Charges applicable beyond free limits

RTGS/NEFT Fund Transfer (Outward)

Digital Channels : Free & Unlimited


Branch Channel : 30 Free per month 

Thereafter Standard Charge applicable 

RTGS/NEFT Fund Transfer (Inward)


DD/PO Issuance 

DD/PO for Rs.5 lakh value or 30 instruments free per month;

Standard Charges applicable beyond free limits.

Debit Card Issuance/AMC

SIB ATM txns

Unlimited Free txns

Other Bank txns

Std. Charges Applicable

Folio Charges
Nil charges

Cheque Return Charges - Outward

Std. Charges Applicable

Cheque Return Charges - Inward 

Std. Charges Applicable

Cash withdrawal at Branches (Home & Non-Home Branches )

Free Unlimited

Cash Deposit at Branches (Home & Non-Home Branches )

Refer compendium of Service charges

Mobile Banking
Net Banking

IMPS Fund Transfer

30 Txns Free per month
Thereafter Standard Charge applicable

SMS Alerts

Charges displayed above are subject to GST

*Sweep in – Sweep out facility activation based on customer request

For all std. charges, please refer Compendium of Service Charges. (Click Here)

All free facilities will be provided based on the required AMB maintained in the previous month.