Smart Salary Account *:

  • For monthly net salary of Rs. 10,000/- to up to Rs. 25,000/-.
  • Minimum balance requirement: Nil
  • Debit card: Classic variant

Withdrawal limit of Rs. 20,000/- per day

Purchase limit of Rs. 1,00,000/- per day

Free debit card issuance

No annual maintenance charge for card for 1st year.

Free unlimited SIB ATM transactions.

Free 5 (five) other bank ATM transactions in a month &.

$ Free accidental death insurance of Rs. 1 lakh.

  • Free Internet banking facility available
  • Mobile banking facility available
  • Free RTGS / NEFT transfer limit per month: Rs. 50,000/- (charges applicable above free limit)
  • Discount in locker rent.
  • Free 5 leaves cheque book in a calendar year (charges applicable above free limit)
  • Free DD issuance of Rs. 20,000/- (charges applicable above free limit)
  • 50% waiver in loan processing fee for vehicle and housing loan
  • Facility for opening demat and trading account.
  • Facility for opening NPS account.

& Facility for unlimited other bank ATM transactions on maintaining regular monthly average balance of Rs. 10,000/- per month.


* All the above facilities are applicable only if there is regular salary credit in the account. In case salary is not credited in the account for 3 consecutive months then, the salary account will be converted to normal SB Privilege account and all the special benefits will be withdrawn. Charges as per the normal SB privilege account will be applicable thereafter.

Click here for Service Charges