SIB PLATINUM
PRODUCT ELIGIBILITY
|
Product Name
|
SIB Platinum
|
Eligible Age Group
|
Any age group
|
Category of Customers
|
Domestic Customers
|
Minimum Required balance
|
Rs.1,00,000 |
PRODUCT FEATURES
|
Free Cheque Leaf
|
Unlimited
|
Outward RTGS/NEFT
|
Free and unlimited
|
Demand Draft
|
Unlimited
|
Airport Lounge Access
|
Domestic access:
International access:
(*Lounge facility presently available only for Rupay Platinum card holders)
|
Net Banking
(SIBerNet)
|
- NEFT- Free
- IMPS- Free (based on AMB maintenance >=Rs. 50,000)
- RTGS- Free
Collective daily limit in SIBerNet for NEFT/IMPS transfer is Rs. 5 lakhs (Limit can be extended up to Rs. 20 lakhs using debit card)
|
Mobile Banking
(SIB Mirror+)
|
- NEFT- Free
- IMPS- Free (based on AMB maintenance >=Rs. 50,000)
- UPI- Free
Collective daily limit for NEFT/IMPS transfer is Rs. 5 Lakhs
|
DIGITAL OFFERINGS
|
Whatsapp Banking
|
Free
|
Internet/Mobile Banking
|
Free
|
SMS
|
Free
|
Online NEFT
|
Unlimited
|
INSURANCE
|
SIB Suraksha Kavach
|
Chargeable @ Rs.275/-
- 5 years & above
- Personal accident death cover for Rs. 10 Lac
- Personal accident hospitalizations cover for Rs.1 Lac
|
Niva Bupa Insurance
|
Chargeable @ Rs.995/-
- 18 years & above
- 1 lakh health insurance coverage
- Pre &Post hospitalization coverage
- Day care treatment
- Emergency ground ambulance support
|
DEBIT CARD/ CREDIT CARD
|
Card variant
|
Rupay Platinum NCMC / Visa Platinum NFC
|
ATM card Issuance Fees
|
Free
|
Debit Card AMC
|
Free*
|
SIB ATM limits
|
Unlimited
|
Other Bank ATM usage
|
Unlimited
|
ATM transaction Limits
|
Daily Withdrawal Limit
|
Daily Shopping Limit
|
Rs.1,00,000/-
|
Rs.3,50,000/-
|
Tap and Pay
|
Payment up to Rs.5,000/-.
5 such transaction per day on the card.
|
Credit Card
|
Free credit card (on the basis of eligibility)
|
Important :
- All the freebies are available in the account only on maintenance of required AMB.
|
Click here for Service Charges