SIB PLATINUM

PRODUCT ELIGIBILITY

Product Name

SIB Platinum

Eligible Age Group

Any age group

Category of Customers

Domestic Customers

Minimum Required balance

Rs.1,00,000
PRODUCT FEATURES

Free Cheque Leaf

Unlimited

Outward RTGS/NEFT

Free and unlimited

Demand Draft

Unlimited

Airport Lounge Access

Domestic access:

  • Once per calendar year

International access:

  • Once per year 

(*Lounge facility presently available only for Rupay Platinum card holders)

Net Banking

(SIBerNet)
 
  • NEFT- Free
  • IMPS- Free (based on AMB maintenance >=Rs. 50,000)
  • RTGS- Free 

Collective daily limit in SIBerNet for NEFT/IMPS transfer is Rs. 5 lakhs (Limit can be extended up to Rs. 20 lakhs using debit card)

Mobile Banking

(SIB Mirror+)

 
  • NEFT- Free
  • IMPS- Free (based on AMB maintenance >=Rs. 50,000)
  • UPI- Free

Collective daily limit for NEFT/IMPS transfer is Rs. 5 Lakhs

DIGITAL OFFERINGS

Whatsapp Banking

Free

Internet/Mobile Banking

Free
SMS
Free

Online NEFT

Unlimited
INSURANCE
SIB Suraksha Kavach
                        Chargeable @ Rs.275/-
  • 5 years & above
  • Personal accident death cover for Rs. 10 Lac
  • Personal accident hospitalizations cover for Rs.1 Lac

Niva Bupa Insurance

            Chargeable @ Rs.995/-

  • 18 years & above
  • 1 lakh health insurance coverage
  • Pre &Post hospitalization coverage
  • Day care treatment
  • Emergency ground ambulance support
DEBIT CARD/ CREDIT CARD

Card variant

Rupay Platinum NCMC / Visa Platinum NFC

ATM card Issuance Fees

Free

Debit Card AMC

Free*

SIB ATM limits

Unlimited

Other Bank ATM usage

Unlimited

ATM transaction Limits

Daily Withdrawal Limit

Daily Shopping Limit
Rs.1,00,000/-
Rs.3,50,000/-

Tap and Pay

Payment up to Rs.5,000/-.

5 such transaction per day on the card.

Credit Card

Free credit card (on the basis of eligibility)

Important :
  • All the freebies are available in the account only on maintenance of required AMB.

Click here for Service Charges