New Mobile Banking Application: SIB Mirror+
  
SIB Mirror+ -The next generation digital banking experience from South Indian Bank.
 
SIB Mirror+, the mobile app from South Indian Bank, is now loaded with exciting new features – UPI/BHIM payments and Bharat QR. Now you can pay instantly using QR code scan at merchant locations. UPI, the unique payment ecosystem revolutionizing payments across the country, is now available in SIB Mirror+. You can create your Virtual Payment Address (VPA) and transfer money, send money and collect money within no time.
 
With Bharat QR, you can virtualize your debit card (VISA/Mastercard/Rupay) inside Mirror + and use them for instant QR code payments at merchant locations.
 
Mirror + is an all in one stop for your mobile banking needs, with additional features as IMPS (24/7) fund transfer, NEFT fund transfers, and full access to your account information.
 
SIB Mirror + can be used to link any bank account through the UPI platform, so that you need not keep separate payment apps.
 
We place a lot of emphasis on empowering our customers with security features. SIB Mirror + has a much awarded unique digital e-lock feature that allows you to enable/disable all digital debit transactions in your account with a toggle key.
 
 
What's New
  •  E- Lock - Secure all your accounts on a single click.
  •  IMPS – Make instant fund transfers to other Bank accounts 24X7
 
Key Features:
  1. UPI –
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience. South Indian Bank provides the UPI feature in Mirror Plus for Android, iOS(Expected Soon) mobile platform(s).Below are the details for UPI
·         Bank a/c
·         Mobile number should be linked with bank a/c
·         Smart Phone with internet facility
·         Debit Card for re-setting MPIN
 
  1. Bharat QR –
Developed by NPCI, Mastercard, and Visa, is an integrated payment system in India. The system, which was launched in September 2016, facilitates users to transfer their money from one source to another. The money transferred through BharatQR is received directly in the user's linked bank account. It provides a common interface for Visa, Mastercard, and RuPay cards. BharatQR is interoperable with all the banks. Currently, BharatQR is supported on Android and iOS devices. South Indian Bank integrated Bharat QR functionality in its flagship product Mirror Plus
  1. e-Lock
  2. View Account summary, Mini-Statement and transaction details of all savings and Current accounts and download account statement.
  3. Easily access deposit summary and Loan account details.
  4. 24*7 Fund transfer to South Indian Bank Accounts.
  5. Add payees/Beneficiaries on the go.
  6. Make immediate or scheduled fund transfers to other bank customers through NEFT facility.
  7. Recharge prepaid mobile and DTH
  8. Pay utility bills, insurance premium, invest in mutual funds, pay credit card bills, for more than 250 billers.
  9. Request for new Cheque book issue, check Cheque status and stop payment of cheque
  10. Locate SIB Branches ,ATM's near or search them by location.
  11. Social Money and lot more.
  12. 24*7 Fund transfer to other Bank accounts through IMPS
 
How to Set new UPI PIN
 
1.   User will be able to select /add accounts from the top section where in user can see Bank name and Account number.
2.   Select the Card Type
Eg:
·       Visa/Master/Rupay
·       Maestro
3.   Enter the Card Number (Last 6 Digits)
4.   Enter the Card Expiry Date details.
5.   On submit, user will receive an OTP from your bank, which will be auto picked by the application in the next page.
6.   User has to set a 4 Digit PIN and confirm the same.
7.   Your PIN is ready to use.
 
 
 
Click to Download the app now 
 
   
Activation Procedure:
 
The procedure to activate the app is given below: 
  • Install SIB Mirror+ application from corresponding app store and select "My Account" option in the Landing Page.
  • Enter the registered mobile number with country code, last five digits of account number and click 'Register'.
  • Enter the OTP received on the registered mobile number.
  • Select 'Yes' in the ATM card screen and click submit.
  • Enter the ATM Card number, ATM PIN and expiry date and click submit.
  • Create your login password and transaction MPIN and enter into the world of digital banking.
 
View Only Feature
 
The view only facility will be activated on selecting “No” when asked for ATM card during the activation process. You can convert to full mobile banking facility at any time by creating an MPIN through the ‘Forgot MPIN’ option in ‘Profile’page.
 
Daily Fund Transfer Limits
The daily fund transfer limit for SIB Mirror+ application is as follows.
 
Transaction Type
Daily Fund Transfer Limit
Own Accounts
Rs 10.00 Lakh
Third party SIB Accounts
Rs 5.00 Lakh
Other Bank Accounts (NEFT)
Rs 2.00 Lakh
Other Bank Accounts (IMPS) Rs 2.00 Lakh
Eligibility Criteria
Any user having an operative account in the bank can register in the SIB Mirror Plus application. The user will be able to access view only facility if the user is not having an active ATM card. The user can access transaction facility only after setting MPIN by entering the ATM card credentials. The transaction facility is available only in singly operated accounts.
 
Scan the QR code and download the App now...