New Mobile Banking Application: SIB Mirror+
  
SIB Mirror+ -The next generation digital banking experience from South Indian Bank.
 
  • SIB Mirror+, the mobile app from South Indian Bank, is loaded with exciting new features – UPI/BHIM payments and Bharat QR. Payment can be made instantly using QR code scan at merchant locations. UPI, the unique payment ecosystem revolutionizing payments across the country, is available in SIB Mirror+. You can create your Virtual Payment Address (VPA) and transfer money, send money and collect money within no time.
  • With Bharat QR, you can virtualize your debit card (VISA/Mastercard/ Rupay ) inside SIB Mirror + and use them for instant QR code payments at merchant locations.
  • SIB Mirror + is an one stop solution for your mobile banking needs, with additional features as IMPS (24/7) fund transfer, BHIM UPI, NEFT fund transfers, and full access to your account information.
  • SIB Mirror + can be used to link any bank account through the UPI platform, so that you need not keep separate payment apps.
  • We place a lot of emphasis on empowering our customers with security features. SIB Mirror + has a much awarded unique digital e-lock feature that allows you to enable/disable all digital debit transactions in your account with a toggle key. e-Lock has been enhanced with additional flexibility to set Customized cumulative debit limit for digital transactions [ Debit Card, Mobile Banking, Net Banking etc]  for each account.
 
What's New
  • e- Lock - Enhanced with flexibility to set Customized cumulative debit limit in an account for digital transactions.
  • Debit Card PIN Set/Reset – Set Your Debit Card PIN online through Mirror+
  • Cheque Book Request through Mirror+
 
 
Key Features:
Sl No
Feature Details
Description
1.
UPI
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience. South Indian Bank provides the UPI feature in Mirror Plus for Android, IOS mobile platform(s).Below are the details for UPI
·         Bank a/c
·         Mobile number should be linked with bank a/c
·         Smart Phone with internet facility
·         Debit Card for re-setting MPIN
 
2.
Bharat QR
Developed by NPCI, Mastercard, and Visa, is an integrated payment system in India. The system, which was launched in September 2016, facilitates users to make payments through QR code scan. The money transferred through Bharat QR is received directly in the user's linked bank account. It provides a common interface for Visa, Mastercard, RuPay cards & UPI. Bharat QR is interoperable with all the banks. Currently, Bharat QR is supported on Android and iOS devices. South Indian Bank has integrated Bharat QR functionality in its flagship product Mirror Plus.
 
3.
e-Lock
SIB Mirror + has the unique digital e-lock feature that allows you to enable/disable all digital debit transactions in your account with a toggle key. e-Lock has been enhanced with additional flexibility to set Customized cumulative debit limit for digital transactions [ Debit Card, Mobile Banking, Net Banking etc]  for each account
4.
Accounts
View Account summary, Mini-Statement and transaction details of all savings and Current accounts and download account statement.
 
5.
Deposits
Online Fixed Deposit & Recurring Deposit Opening
 
6.
Fund Transfer
Transfer Funds 24/7 using IMPS / UPI, NEFT.
  • Instant Beneficiary Addition.
  • Make immediate or scheduled fund transfers to other bank customers through NEFT/ IMPS facility.
 
7.
Bill Payments / Recharge
Pay your utility Bills, insurance premium, invest in mutual funds, pay credit card bills, for more than 250 billers. Also you can recharge Mobile/DTH.
 
8.
Nearby ATMs /Branches
Locate SIB Branches, ATM's near or search them by location.
 
 
How to Set new UPI PIN
  • User will be able to select /add accounts from the top section where in user can see Bank name and Account number.
  • Select the Card Type – Rupay/ Visa/ Master.
  • Enter the Card Number (Last 6 Digits)
  • Enter the Card Expiry Date details.
  • On submit, user will receive an OTP from your bank, which will be auto picked by the application in the next page.
  • User has to set a 4 Digit PIN and confirm the same.
  • Your PIN is ready to use. 
Click to Download the app now 
 
   
   
Activation Procedure:
The procedure to activate the app is given below: 
  • Install SIB Mirror+ application from corresponding app store and select "My Account" option in the Landing Page.
  • Enter the registered mobile number with country code, last five digits of account number and click 'Register'.?
  • Enter the OTP received on the registered mobile number.
  • Select 'Yes' in the ATM card screen and click submit.
  • Enter the ATM Card number, ATM PIN and expiry date and click submit.
  • Create your login password and transaction MPIN and enter into the world of digital banking.
 
View Only Feature
  • The view only facility will be activated on selecting “No” when prompted for ATM card during the activation process.Transaction Privilege can be enabled by accessing MPIN Reset Option in Profile Page.
Daily Fund Transfer Limits
The daily fund transfer limit for SIB Mirror+ application is as follows.
 Transaction Type
Daily Fund Transfer Limit
Own Accounts
Rs 10.00 Lakh
Third party SIB Accounts
Rs 5.00 Lakh
Other Bank Accounts (NEFT)
Rs 2.00 Lakh
Other Bank Accounts (IMPS)
Rs 2.00 Lakh
 
Eligibility Criteria
Any user having an operative account in the bank can register in the SIB Mirror+ application. The customer will be able to access the entire features including transaction if the same is activated through Debit Card or temporary MPIN received on branch registration. The customer will be able to avail view only facility if he/she is not having an active ATM card/ MPIN.
A customer with view only facility can subsequently activate transaction privilege by setting MPIN [Profile Page] or by entering the ATM card credentials. The transaction facility is available only in singly operated accounts.
Scan the QR code and download the App now