SIB GOLD
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PRODUCT ELIGIBILITY
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Product Name
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SIB Gold
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Eligible Age Group
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Any age group
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Category of Customers
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Domestic Customers
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Minimum Required balance
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PRODUCT FEATURES
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Free Cheque Leaf
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25 Nos / Calendar Year
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Outward RTGS/NEFT
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Free up to Rs.2,00,000/ Month
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Demand Draft
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Free up to Rs. 1,00,000 / month
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Net Banking
(SIBerNet)
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- NEFT- Free
- IMPS- Free (based on AMB maintenance >=Rs.50,000)
- RTGS- Free
Collective daily limit in SIBerNet for NEFT/IMPS transfer is Rs. 5 lakhs (Limit can be extended up to Rs. 20 lakhs using debit card)
RTGS monthly free limit through branch & online combined is Rs. 2 lakhs only
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Mobile Banking
(SIB Mirror+)
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- NEFT- Free
- IMPS- Free (based on AMB maintenance >=Rs.50,000)
- UPI- Free
Collective daily limit for NEFT/IMPS transfer is Rs. 5 Lakhs
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DIGITAL OFFERINGS
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Whatsapp Banking
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Free
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Internet/Mobile Banking
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Free
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SMS
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Free (based on AQB maintenance >= Rs.25,000)
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Online NEFT
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Unlimited
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INSURANCE
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SIB Suraksha Kavach
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Chargeable @ Rs.275/-
- 5 years & above
- Personal accident death cover for Rs. 10 Lac
- Personal accident hospitalizations cover for Rs.1 Lac
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Niva Bupa Insurance
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Chargeable @ Rs.995/-
- 18 years & above
- 1 lakh health insurance coverage
- Pre &Post hospitalization coverage
- Day care treatment
- Emergency ground ambulance support
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DEBIT CARD/ CREDIT CARD
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Card variant
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Visa Classic NFC / Rupay Classic NCMC
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ATM card Issuance Fees
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Free*
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SIB ATM limits
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Unlimited
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Other Bank ATM usage
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Unlimited
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ATM transaction Limits
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Daily Withdrawal Limit
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Daily Shopping Limit
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Rs.50,000/-
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Rs.2,00,000/-
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Tap and Pay
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Payment up to Rs.5,000/-.
5 such transaction per day on the card.
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Important
- All the freebies are available in the account only on maintenance of required AMB.
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Click here for Service Charges