SIB Doctors Plus - a brand-new savings account tailored for doctors that offers a secure & flexible way to manage their financial needs. With the competitive interest rates, convenient online banking & specialized features, the account caters all the financial needs of medical professionals.
Product at glance:
a. Zero Minimum Balance Charge
b. 92 days flexi deposit facility
c. Exclusive Platinum debit cards prefixing “Dr.” with customer name.
d. Free Airport Lounge access using Rupay Card. Quarterly once per calendar year
e. Free Debit Card with Unlimited usage at any bank ATM.
f. 25% waiver on Locker Rent
g. 25% waiver on processing fee for selected Retail Loans
h. Unlimited NEFT/RTGS
|
PRODUCT ELIGIBILITY
|
|
Eligible age group
|
21 years & above
|
|
Type of account
|
Single/Joint
|
|
Customer Category
|
Domestic
|
|
PRODUCT OFFERS
|
|
Required AMB
|
Nil
|
|
Initial Payment Value
|
Rs.25,000/-
|
|
Sweep In/Sweep Out facility
|
- Flexi deposit scheme for Rs.3 lakhs & above.
- Min. Rs.3 lakhs - Max. Rs.10 lakhs
- Holding period of max 92 days
- Above Rs.3 lakhs value will be converted to the multiples of Rs.10,000/-
- Facility based on customer request
Interest rate may change time to time and it will be published in website.
To know more about our present interest rates
Click Here
|
|
Free Cheque leaf
|
50 Cheque leaves/calendar year
|
|
Demand Draft
|
Rs.1,00,000/- per month
|
|
RTGS/NEFT
|
Unlimited
|
|
Waiver in Locker Rent
|
25% waiver only for the 1st year
- For small & medium lockers only
- Max amount of waiver is Rs.500/-
|
|
Waiver in Processing Fees
|
25% concession on processing fee/upfront fees
- Max amount of waiver is Rs.2500/-
- Eligible for Housing Loan,
- Vehicle Loan
- Mortgage Loan
- Rental and Mini Rental Scheme Loans
|
|
Credit Card
|
Free metal credit card
- Based on CIBIL score eligibility only
|
|
Folio Charges
|
No Folio charges
|
|
DIGITAL OFFERS
|
|
WhatsApp banking
|
Free
|
|
Mobile banking
|
Free
|
|
SIBerNet Banking
|
Free
|
|
Online RTGS/NEFT
|
Unlimited
|
|
IMPS
|
Free
(IMPS Charge waived on AMB Maintenance of
Rs.50,000/-)
|
|
SMS
|
Zero SMS alert charges
(Charge waived on AQB Maintenance of
Rs.25,000/-)
|
|
DEBIT CARD OFFERS
|
|
Exclusive Platinum debit cards prefixing “ Dr.” with customer name
|
|
Debit card variant
|
Rupay Platinum/Visa Platinum EVM NFC
|
|
ATM transactions
|
Unlimited Free transactions at all bank ATMs
|
|
Debit Card Usage Limits
|
|
|
Rupay Platinum
|
Visa Platinum NFC
|
|
Daily ATM withdrawal Limit
|
Rs.75,000/-
|
Rs.1,00,000/-
|
|
Daily Shopping Limit
|
Rs.2,00,000/-
|
Rs.3,00,000/-
|
|
|
Issuance Fee
|
Free*
|
|
ATM AMC
|
Free*
(Waived based on maintenance of AYB- Rs.50,000/-)
|
|
Debit Card AMC charges
|
|
Rupay Platinum
|
Visa Platinum
|
|
Rs.500 + GST*
|
Rs.300 + GST*
|
|
|
Premium Lounge access at Airports
|
Domestic Access:
- Quarterly once per calendar year
International access:
Lounge facility presently available only for Rupay Platinum Card holders*
|
|
INSURANCE OFFERS
|
|
Max Bupa Health Insurance
|
Rs.1 lakhs guaranteed insurance at Rs.995/- per annum.
- Only for single adult
- Inpatient care
- Pre & Post Hospitalization
- Emergency ground ambulance service
- Organ transplant coverage
|
|
SIB Suraksha Kavach
|
Get Rs.275/- insurance at a discounted rate of Rs.76/-
Personal Accidental Death:
- Rs.10 lakhs sum assured amount
Personal accident hospitalization:
- Rs.1 lakhs sum assured amount
|
|
Pradhan Mantri Suraksha Bhima Yojana
|
1st year free
Accidental death/ permanent total disability
Accidental partial disability
- Rs.1 lakhs sum assured
- Rs.20/- from second year
|
|
Important:
- Initial IP value of Rs.25000/- is mandatory.
- In case of a joint account, first holder should be always a Doctor.
- Customer can enjoy the freebies in Doctors Plus account without maintaining any balance for First year. Second year onwards, customer needs to maintain Rs.25000 to enjoy the freebies.
- Customer to satisfy any one of the following conditions within 90 days of issuance to avail the debit card issuance waiver.
- Minimum 3 purchase transaction of any amount using the card.
- Purchase transaction worth Rs.5000 or more using the card
- Average balance of Rs.50000 in the last 90 days.
- Any thing over and above the free limit will be charged.
|
*T&C apply