SIB Doctors Plus - a brand-new savings account tailored for doctors that offers a secure & flexible way to manage their financial needs. With the competitive interest rates, convenient online banking & specialized features, the account caters all the financial needs of medical professionals.
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PRODUCT ELIGIBILITY
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Eligible age group
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21 years & above
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Type of account
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Single/Joint
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Customer Category
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Domestic
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PRODUCT OFFERS
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Required AMB
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Nil
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Initial Payment Value
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Rs.25,000/-
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Sweep In/Sweep Out facility
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- Flexi deposit scheme for Rs.3 lakhs & above.
- Min. Rs.3 lakhs - Max. Rs.10 lakhs
- Holding period of max 92 days
- Above Rs.3 lakhs value will be converted to the multiples of Rs.10,000/-
- Facility based on customer request
Interest rate may change time to time and it will be published in website.
To know more about our present interest rates
Click here
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Free Cheque leaf
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50 Cheque leaves/calendar year
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Demand Draft
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Rs.1,00,000/- per month
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RTGS/NEFT
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Unlimited
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Waiver in Locker Rent
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25% waiver only for the 1st year
- For small & medium lockers only
- Max amount of waiver is Rs.500/-
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Waiver in Processing Fees
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25% concession on processing fee/upfront fees
- Max amount of waiver is Rs.2500/-
- Eligible for Housing Loan,
- Vehicle Loan
- Mortgage Loan
- Rental and Mini Rental Scheme Loans
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Credit Card
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Free metal credit card
- Based on CIBIL score eligibility only
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Premium Lounge access at Airports
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Domestic Access:
- Quarterly once per calendar year
International access:
Lounge facility presently available only for Rupay Platinum Card holders*
To know more about the Airport lounge access program Click here
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DIGITAL OFFERS
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WhatsApp banking
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Free
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Mobile banking
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Free
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SIBerNet Banking
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Free
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Online RTGS/NEFT
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Unlimited
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IMPS
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Free*
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SMS
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Zero SMS alert charges*
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DEBIT CARD OFFERS
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Exclusive Platinum debit cards prefixing “ Dr.” with customer name
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Debit card variant
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Rupay Platinum/Visa Platinum EVM NFC
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ATM transactions
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Unlimited Free transactions at all bank ATMs
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Debit Card Usage Limits
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Rupay Platinum
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Visa Platinum NFC
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Daily ATM withdrawal Limit
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Rs.100,000/-
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Rs.1,00,000/-
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Daily Shopping Limit
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Rs.3,50,000/-
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Rs.3,50,000/-
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Issuance Fee
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Free
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ATM AMC
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Free*
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Debit Card AMC charges
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Rupay Platinum
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Visa Platinum
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Rs.500 + GST
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Rs.300 + GST
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INSURANCE OFFERS
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Max Bupa Health Insurance
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Rs.1 lakhs guaranteed insurance at Rs.995/- per annum.
- Only for single adult
- Inpatient care
- Pre & Post Hospitalization
- Emergency ground ambulance service
- Organ transplant coverage
Click here to know more
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SIB Suraksha Kavach
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Get Rs.275/- insurance at a discounted rate of Rs.76/-
Personal Accidental Death:
- Rs.10 lakhs sum assured amount
Personal accident hospitalization:
- Rs.1 lakhs sum assured amount
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Pradhan Mantri Suraksha Bhima Yojana
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1st year free
Accidental death/ permanent total disability
Accidental partial disability
- Rs.1 lakhs sum assured
- Rs.20/- from second year
Click here to know more
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Important:
- Initial IP value of Rs.25000/- is mandatory.
- In case of a joint account, first holder should be always a Doctor.
- Customer can enjoy the freebies in Doctors Plus account without maintaining any balance for First year. Second year onwards, customer needs to maintain Rs.25000 to enjoy the freebies.
- Anything over & above the free limit will be charged
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*T&C apply
Click here for Service Charges