Personal BankingValue Added ServicesCredit CardSecured SIB-OneCard Credit Card

Secured SIB-OneCard Credit Card

Secured SIB-OneCard is a lifetime free Credit Card introduced for domestic resident customers backed by fixed deposit. This credit card is re-imagined for the Gen-Z customers by ensuring a seamless digital on boarding journey initiated in SIB Mirror+ and completed in the OneCard app. Secured SIB OneCard is offered as a premium VISA Signature credit card, issued by South Indian Bank in partnership with M/s FPL Technologies Pvt Ltd.

Features of Secured SIB-OneCard

  • Backed by fixed deposit, Lifetime-free Metal* Credit Card with zero joining and annual fees.
  • No CIBIL requirement.
  • 100% of deposit amount offered as Credit Card limit.
  • 100% digital customer on-boarding process
  • Smart app to control your card.
  • Among the lowest Forex fees in the market @ just 1%
  • Attractive Reward Points, in-app rewards redemption.
  • Contactless payments of up to Rs. 5,000 per transaction without PIN

Reward yourself with Secured SIB-OneCard Credit Card!

How to Apply?

  • Log on to the SIB Mirror+ Application & navigate to Credit Card > Apply New Secured Credit Card
  • Eligible Deposits will be displayed. (If no deposit exists, you may create a new fixed deposit through the Deposit option).Select the deposit against which you wish to avail Credit Card.
  • Enter the required limit (Min Rs 30,000 & Max Rs 15,00,000) & confirm.
  • Click on Get SIB OneCard option to download the OneCard app & continue with the on boarding process to avail you Secured SIB OneCard Credit card.

*Metal Card is offered for Credit limit above Rs. 50,000. T&C Apply

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