Personal BankingPriority BankingBenefits to Customers

 
Feature
Benefits to Customers
SIB Prime Platinum
SIB Prime
 
Debit Card
Our Prime Platinum customers can avail Personalized SIB MasterCard World or Rupay Platinum EMV Chip Debit Card for free, coupled with the following benefits.
(a) 10% cashback on purchase transactions (maximum of Rs. 200/- per month).
(b) 3X Reward Points on all purchase transactions.
(c) Unlimited free usage at SIB and other-bank ATMs.
Our Prime customers can avail Personalized SIB MasterCard World or Rupay Platinum EMV Chip Debit Card for free, coupled with the following benefits.
(a) 5% cashback on purchase transactions (maximum of Rs. 100/- per month).
(b) 2X Reward Points on all purchase transactions.
(c) Unlimited free usage at SIB and other-bank ATMs.
 
 
Locker
50% waiver on annual locker rent to SIB Prime Platinum customers for one locker per group.
25% waiver on annual locker rent to SIB Prime customers for one locker per group.
 
 
Business Debit Card
MasterCard Platinum Business Debit Card is offered free of cost to eligible Prime Platinum customers.
MasterCard Platinum Business Debit Card is issued free of cost (Annual Maintenance Charges (AMC) applicable) to eligible Prime customers.
 
Insurance Cover
Free SIB Suraksha Kavach# insurance, with cover extended to all group members.
Free SIB Suraksha Kavach# insurance, for self and spouse.
 
 
 
Forex
Better rates on exchange value**
-No Foreign Inward Remittance Certificate (FIRC) charges.
-100% waiver on issuance fee for SIB Multi Currency Travel Card.
Better rates on exchange value**
- No Foreign Inward Remittance Certificate (FIRC) charges.
-50% Waiver on issuance fee for SIB Multi Currency Travel Card.
 
 
 
Pricing of Loans
0.15% Discount on applicable rate offered to general customers (floor rate would be Marginal Cost of fund based Lending Rate).
-50% waiver on processing fee for Retail Loans.
0.10% Discount on applicable rate offered to general customers (floor rate would be Marginal Cost of fund based Lending Rate).
-25% waiver on processing fee for Retail Loans.
 
 
 
Demat & Trading Accounts##
-Free Demat Account with opening charges and AMC waived.
-Free Trading Account for an initial cheque of Rs. 10,000/, within 30 days of opening the Demat Account.
-Free Demat Account with opening charges and 50% of AMC waived.
-Free Trading Account for an initial cheque of Rs. 10,000/-, within 30 days of opening the Demat Account.
 
 
 
Service Charge waivers
-DD/PO charges
-Inter-branch fund transfer charges
-Stop payment charges
-Cheque collection charges
-Duplicate statement charges
-Folio Charges in Savings A/C
-Folio Charges in Savings A/C

#New India Assurance’s Accident Insurance (SIB Suraksha Kavach) with a maximum cover of Rs. 10,00,000/-, including personal accidental death, hospitalization expenses and baggage theft
**T&C apply
## Waiver of charges as per the offer of partners from time to time

For further information/ queries please write to us at: [email protected]

Click here to view the SIB Suraksha Kavach Application Form