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CD Premium Smart Account
A Business Banking Account tailor made with FREE & FLEXIBLE limits
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Particulars
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Features/Service charges
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Average Monthly Balance (AMB)
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Rs. 50,000/- in Metro & Urban centers.
Rs. 25,000/- in Rural & Semi-Urban centers.
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Non Maintenance of AMB charges
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Accounts maintaining <50% of required AMB
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Rs 650
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Accounts maintaining >=50% but <100% of required AMB
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Rs 500
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Folio Charges
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NIL
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SMS Alerts
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Free (only for one registered mobile number).
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Free Limit per month
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IMPS Charges
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30 transactions Free per month
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Free – Unlimited transactions, If the previous month AMB maintained in the account is Rs.5 lakh & above.
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Cheque Facility
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100 leaves free per month.
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Flexible Free Limit
For every additional Rs.25000/- maintained towards previous month AMB, the customer will be eligible for additional free limits @ 25%.
Unlimited Free Limit
If the previous month AMB maintained in the account is Rs.5 lakh & above, then these services will be offered free of charges and without any upper limits
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Purchase of Demand
Draft / Payment orders
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Rs.5 lakh or 30 instruments free per month.
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RTGS/NEFT fund transfer
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Digital Channels
Free & Unlimited
Branch Channel
30 transactions Free per month*
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*Free & Unlimited transactions through Branch Channel, If the previous month AMB maintained in the account is Rs.5 lakh & above
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Cheque stop payment
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Standard Charges applicable
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Unlimited Free Limit
If the AMB maintained during previous month is Rs.5 lakh & above, then these 4 services will be offered free of charges and without any upper limits.
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Inward Return
(Cheque / ECS)
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Standard Charges applicable
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Outward Cheque return
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Standard Charges applicable
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Outstation cheque collection return
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Standard Charges applicable
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Debit Card Issuance Charges
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Chargeable
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Debit Card AMC
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1st year ATM AMC: Advance AMC is waived if the account meet any of the below criteria within 90days of card issuance
(1) Minimum 3 POS Transaction of any amount or
(2) POS Transaction amounting to a total of Rs.5, 000/- or More or
(3) Customers who maintain an average balance of Rs.50, 000 or above in the last 90 days.
2nd Year ATM AMC: Charges will be waived of if Yearly Average Balance
>=25000 for accounts in Rural/Semi Urban &
>=50000 for accounts in Urban/Metro
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Cash withdrawal at Branches
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FREE (TDS Applicable as per norms)
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Cash deposit at branches
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Please refer Service Charges- Click Here
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Other Free Service
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Parent branch transfer/ clearing transactions both debit as well as credit transactions.
Non parent branch clearing / transfer - credit transactions.
Non parent branch clearing / transfer - debit transactions.
Local cheque / ECS clearing facility.
Fund transfer through Net Banking within the bank.
Registration / Modification / Execution of Standing Instructions. (Actual postage & remittance charges extra, if applicable).
Duplicate A/c statement print as per request.
Duplicate / Cancellation / Revalidation charges for Demand Drafts.
A/c balance certificate.
Power of Attorney / Mandate – Registration / Modification.
Photo attestation.
Duplicate interest certificate as per request.
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Charges displayed above are subject to GST.
For all std. charges, please refer Compendium of Service Charges.
All free facilities will be provided based on the required AMB maintained in the previous month.
Terms & Conditions Apply
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Click here for Service Charges