SIBerNet – Internet Banking

'SIBerNet' is the Internet Banking Service of South Indian Bank, which allows our customers to avail the bank’s services through internet. 

  • It allows conducting Banking Operations from House, Office or even during travel. 'SIBerNet' service is available 24 hours & 365 days a year.
  • It helps customers access their account from anywhere in the world using Internet. Customers can use SIBerNet to transfer funds from his/her account to accounts within South Indian bank and to other bank accounts.
  • It can also be used for bill payments, insurance payments, credit card payments, mutual fund payments, e-commerce etc. Complete details of accounts (SB, Deposit, Loan, etc) can be obtained through this facility.
SIBerNet - Corporate Customers

Company/ Corporation/ Trust/ Society/ Association/ Partnership Firms/ HUF constitutions can apply for Internet Banking (SIBerNet) Corporate facility through branches by submitting Application form.


Click here to Download Internet Banking Application form

How to Login to SIBerNet?

For using SIBerNet, you have to login to SIBerNet from our website à click on “Login(Existing Users)” from the home page of our website. Click on the link “Continue to login”. You will be directed to the login page where the user ID and sign on password have to be entered. While logging in for the first time, you will have to change both the sign on and transaction passwords. Once logged in, the home page will be displayed and you can access the different menu options.

Why SIBerNet?

Focused on added convenience and uncompromising on security, SIBerNet offers you a host of services and features which are sure to simplify and enhance your banking journey. For a walk through of the services hosted on SIBerNet, read on.

Account Enquiries

Get a complete view of all your accounts.

View mini statement.

Print/save statements of any of your accounts for any period.

Cheque status enquiry
Lien Inquiry

Interest Details of Deposit Accounts

Packing Credit/Foreign Bill account statements

Fund Transfer

Fund transfer between your own operative accounts

Fund transfer to other accounts within the bank

Fund transfer to other banks (NEFT, RTGS, IMPS)

Interchangeable fund transfer limit for NEFT, RTGS, IMPS

IMPS fund transfer up to Rs. 5 lakhs

Multiple Fund transfer in a single stretch up to 10 records

Schedule one-time and recurring transactions

Fund transfer to SIB Virtual Accounts

Instant credit to SIB loan accounts

Check Transaction history

Instant payee addition using SIB Authenticator app/DSC

Bill Payment /Recharge

Make payments for common services availed.

IRCTC Ticket Booking

With a direct tie-up between South Indian Bank and IRCTC, now you can book your train tickets online and pay using SIB Internet Banking.

Click here for IRCTC ticket booking. 

KSEB Bill Payment

South Indian Bank has a direct tie-up with KSEB (Kerala State Electricity Board), enabling you to pay your electricity bills online with zero additional charges (Payment Gateway charges).

Click here to pay your KSEB Bills online.

Online Bill Payments / Shopping Mall

This facility enables the customers to make payment for almost all goods/services through Internet Banking on-line real time in a secured way. In case of corporate where account mode of operation is jointly, online bill payment/ e-commerce transaction facility can be enabled for a designated user on request basis.

Cheque Book Request

Order Cheque Books for your accounts.

Positive Pay

Submit your high value cheque details online on Positive Pay.

Self-Generated 2FA

Request for registering SIB Authenticator app based dynamic OTP online.

Advantages of SIB Authenticator app:
  • SIB Authenticator app is free of cost.
  • SIB Authenticator app can be availed by all type of SIBerNet users.
  • Instant activation of payee/beneficiary added without cooling period.
  • GPRS/Wi-Fi connectivity in mobile required only at the time of snorkel registration.
  • Available in iOS & Android platforms.
SIB TF Online

Online portal for enabling trade finance transactions:

  1. Advance Remittance for Imports.
  2. Remittance against Import Bill received from overseas Bank for Collection. (Bank-to-Bank Foreign Inward Collection Bill)
  3. Payment against Import documents received by Importer directly from overseas suppliers.
Tax Payments

Register your PAN/TAN and pay direct taxes.

GST payment - Pay CGST, SGST/UTGST, IGST and Cess using the NEFT mode of transfer

Message Centre

Send secured instructions to and receive immediate replies from your Relationship Manager.

Manage Profile
Change your User ID.

Give different nicknames to your accounts for easy identification.

Change passwords.

2FA (second factor authentication) for enhanced SIBerNet security


2FA enables the users to make their online transactions in the most secured way. It is a security process in which the system will prompt the user to enter a dynamically generated one-time password-OTP (Which could either be sent as SMS to the registered mobile number of the customer or it can be self-generated by the customer through an application downloaded to customer’s mobile handset). This is a globally followed practice which ensures maximum security to internet banking transactions.


Different type of 2FA available for SIBerNet users

  1. Missed Call OTP: In case of a delay in receiving SMS OTP, you can now receive your OTP on your registered email ID by giving a missed call from your registered mobile number to 9223 815 816.
  2. Get OTP in SIB Mirror+: It is a new option in our Mobile Banking app - SIB Mirror+ called 'SIBerNet OTP’, to view the last One Time Password (OTP) generated in SIBerNet while doing a Transaction/ Activity. Customer can click on 'SIBerNet OTP' option in ‘Services & Request’ to view the last generated OTP sent to his registered mobile number.
  3. SIB Authenticator App: Mobile based dynamic OTP (2FA) can be generated through SIB Authenticator app installed in the registered user’s Mobile device.
  4. Digital Signature Certificate (DSC): Digital Signature Certificate (DSC), an optional 2nd Factor Authentication mechanism, can be enabled on a request-basis. Recommended for all high value transaction as it offers maximum security from cyber frauds.

Maker-Checker Authorisation for Corporate Users

Our corporate customers can initiate and complete their transactions following an multilevel approval hierarchy (maker-checker).

Multiple users

Corporates can apply for Internet Banking facility for different officials responsible for operation in bank accounts. Also in addition to the authorised signatories for the account operation, Net banking corporate user id can be issued to company staff officials as transaction entry user with limited access.

Access restriction

Corporates can also restrict the account access to different users, based on their requirement.

Higher transaction limit

Corporate customers have a facility to increase their daily fund transfer limit on request basis.

View facility

Corporate internet banking can also be issued with view only facility on request basis.

Bulk Upload Facility

Bulk fund transfer file upload facility can be availed for corporate customers on request basis. This facility can be used for Bulk fund transfers between own accounts (self-linked accounts), within bank accounts (salary payment) and other bank accounts (NEFT/RTGS) by uploading data files in prescribed format.

Bulk Payee/Beneficiary addition

Multiple Payee/ Beneficiary details can be added in Net banking by uploading a file of Payee/Beneficiary details in prescribed format.

Security Features
  1. Second factor authentication (2FA) for high value transactions
  2. The software is from Infosys, a leading Indian Software house
  3. EV-SSL certificate ensuring 256-bit encryption
  4. We have complied with Global Standards while implementing the various layers of security features such as Firewalls & Anti-Virus.

Important Notice

  • Never respond to any popups, emails, SMS or phone call seeking your personal information such as user id, password, mobile number, ATM card number, PIN, Expiry Date etc, however officially looking or appealing it may be. Such communication is sent or created by fraudsters to get your credentials for unauthorized activities.
  • Ensure that your computer is free of malware (Viruses, Trojans etc..) by using anti-virus software, firewall etc.
  • South Indian Bank Ltd. is not liable for any loss arising from your sharing / compromise of sensitive account related information such as user ID, password or PIN with anyone. You are required to be aware of the importance of keeping such details confidential as well as the consequences of their misuse.
  • The software is from Infosys, a leading Indian Software house.
  • South Indian Bank - Internet Banking (SIBerNet) is best accessed using Internet Explorer version 8 & above and latest version of Mozilla Firefox, with a screen resolution 1024 x 768 pixels.
Secure your Internet Banking experience

1. Type the URL to access SIBerNet.

Always type the address of the bank's website in the address bar of your browser. Make sure that the page opening up is genuine.

2. Use the virtual keyboard.

Using the virtual keyboard (VKB) wherever available would help prevent key-logger compromises as in such cases the keyboard is not being used for the input.

3. Never share your password.

Never disclose/share your credentials with any person. South Indian Bank officials will never ask you for your Internet Banking passwords.


4. Do not store your password.

Do not store passwords in a file on any device (including mobile or similar devices) without encryption. Do not let your computer remember your password. Never accept auto-complete options provided by your computer/ browser.


5. Log in frequently and check your accounts.

Logging in to your SIBerNet account not only helps you keep track of your accounts online but also enables you to notice and stop any fraudulent activity quickly.


6. Change your password frequently.

Create strong passwords and change your passwords at least once every 180 days.


7. Check your “Last Login Time”.

Check the date and time of your last login when you log in to SIBerNet to ensure there has been no compromises.


8. Be vigilant against any form of phishing.

Never fill in any form that you have accessed via a link through an email or from any sources other than the bank, with sensitive data such as user ID, password, PIN and other account related information.

9. Never leave your session unattended.

Do not leave your SIBerNet sessions unattended. Always log out completely after use. Make sure that you log out of the application by clicking on the Logout button and close all browser windows.

10. Clear browser cache.

Always clear your browser cache after each session.


11. Never access SIBerNet from public computers.

Never access SIBerNet from cyber cafes and other public computers. Always access SIBerNet using your personal computer to reduce the chances of ID theft, phishing, etc.


12. Use only recommended browsers.

SIBerNet is best accessed using Internet Explorer version 11.x and above, Mozilla Firefox version 59.x, 60.x, 61.x and above, Google Chrome 68.x, 69.x, 70.x and above and Apple Safari 11.x, 12.x and above, with a screen resolution of 1024 by 768 pixels. Ensure that TLS 1.2 is enabled in your browser under Advanced Security Settings.


13. SSL Certification for secure page

Please note that the login page of SIBerNet has a padlock image on the address bar. The URL (address) would be a secured one, beginning with https://. The details of the digital certificate can be viewed by clicking on the padlock image.


Ensure that your URL for SIBerNet login and subsequent pages start with In case you are getting a different type of URL, please contact your branch or the SIBerNet Cell at 91-484-2388555 immediately. Do not proceed further until instructions are obtained from branch or SIBerNet Cell.

Contact our Customer Care executives at 18004251809 / 18001029408 (toll free), +91-484-2388555 (for NRIs), or mail us at [email protected] for any guidance.