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Gold Loans with repayment at the end of the loan tenure
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Purpose of the loan
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For meeting any lawful personal & consumption needs.
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Amount of Advance
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Minimum: Rs. 5,000/-
Maximum : Rs 10.00 Crore.
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Security
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Pledge of 22ct Gold jewellery / ornaments
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Rate of interest
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Click here to view the latest Rate of Interest
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Type loan
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Demand Loan /Term Loan
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Period of loan
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Flexible tenure options to meet customer requirements
3 Months / 6Months / 12 Months variants are available
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Rate per gram / LTV
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Up to 73% as fixed by bank from time to time.
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Minimum Interest
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Minimum for 5 days or Rs.50/- whichever is higher.
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Handling / safe custody charges
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Nil
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Gold Loans with monthly repayment options
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Purpose of the loan
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For meeting any lawful personal & consumption needs.
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Amount of Advance
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Minimum: Rs. 5,000/-
Maximum : Rs 10.00 Crore.
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Security
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Pledge of 22ct Gold jewellery / ornaments
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Rate of interest
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Click here to view the latest Rate of Interest
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Type of loan
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Demand Loan /Term Loan /Overdraft
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Period of loan
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12 Months to 36 Months
Repayment: Monthly interest servicing or EMI at the option of the borrower
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Rate per gram / LTV
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Up to 75% as fixed by bank from time to time
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Minimum Interest
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Minimum for 5 days or Rs.50/- whichever is higher.
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Gold Loan Takeover Scheme
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Purpose of the loan
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For any lawful personal & consumption needs.
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Target customers
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Individuals enjoying gold loan facilities with other banks /NBFCs
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| Rate of interest |
ROI depends on the scheme selected* |
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Security
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Pledge of 22ct Gold jewellery / ornaments
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Type of loan
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Term Loan with Bullet Repayment options
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Period of loan
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3 months/6 months/12 months variants are available
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Rate per gram / LTV
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Up to 85% as fixed by bank from time to time
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*For more details contact nearest branch.