Personal BankingLoansGold LoansGold Loan - Personal Segment

Gold Loans with repayment at the end of the loan tenure

Purpose of the loan

For meeting any lawful personal & consumption needs.

Amount of Advance
Minimum: Rs. 5,000/-
Maximum : Rs 10.00 Crore.
Security
Pledge of 22ct Gold jewellery / ornaments
Rate of interest

Click here to view the latest Rate of Interest

Type loan
Demand Loan /Term Loan
Period of loan

Flexible tenure options to meet customer requirements

 3 Months / 6Months / 12 Months variants are available

Rate per gram / LTV
Up to 73% as fixed by bank from time to time.
Minimum Interest
Minimum for 5 days or Rs.50/- whichever is higher.
Handling / safe custody charges
Nil
 

Gold Loans with monthly repayment options

Purpose of the loan

For meeting any lawful personal & consumption needs.

Amount of Advance
Minimum: Rs. 5,000/-
Maximum : Rs 10.00 Crore.
Security
Pledge of 22ct Gold jewellery / ornaments
Rate of interest

Click here to view the latest Rate of Interest

Type of loan
Demand Loan /Term Loan /Overdraft
Period of loan
12 Months to 36 Months

Repayment: Monthly interest servicing or EMI at the option of the borrower

Rate per gram / LTV
Up to 75% as fixed by bank from time to time
Minimum Interest
Minimum for 5 days or Rs.50/- whichever is higher.
Handling / safe custody charges
Nil