Enjoy the world of convenience, ease and security with South Indian Bank's EMV Chip enabled ATM cum Shopping Cards. South Indian Bank offers ATM cum Shopping cards for Domestic as well as International usage. Forget carrying cash while shopping and traveling around the world with South Indian Bank’s VISA/MasterCard/RuPay ATM cum Shopping cards. The card comes to you with features of Global acceptance, Online Shopping, Utility bill payments and Cash withdrawal from ATMs in India and millions of ATMs across the world.
Enjoy hassle free purchases at Point of Sale [PoS] outlets in India and millions of outlets across the world, shop online, pay bills, book tickets, fuel your vehicle and what not…?
South Indian Bank’s EMV Chip enabled ATM cum Shopping cards come with an ‘extra level of security’ for Online transactions, through second factor validation using Verified by VISA/MasterCard Secure Code/RuPay PaySecure.
Online Shopping:
Shop online, book train tickets, flight tickets, movie tickets, buy gifts for your loved ones and do much more online with South Indian Bank ATM cum Shopping cards.
Bill payments:
Convenient payment of electricity, mobile, telephone, DTH, life insurance, mutual fund and other utility bills.
ATM cum Shopping cards - Variants & Limits:
South Indian Bank issues ATM cum Shopping cards to meet special and specific requirement of each and every customer. The cards are offered based on the category of account maintained by the customer.


Type of Card Variants Offered Daily ATM Withdrawal Limit Daily Purchase Limit
Govt. Scheme Cards RuPay Kisan 20,000 NIL
RuPay Mudra 5,000 15,000
RuPay PMJDY 15,000 25,000
Basic Variant Cards RuPay Classic NCMC 50,000 2,00,000
VISA Classic
MasterCard Titanium
Premium Variant Cards RuPay Platinum EMV 1,00,000 3,50,000
Rupay Platinum Explorer NCMC
MasterCard Platinum
VISA Platinum
Business Debit Card [For Current Accounts Only] MasterCard Platinum Business 1,50,000 5,00,000
Super Premium Variant Card
MasterCard World 1,50,000 6,00,000
VISA Signature NFC 1,50,000 7,00,000

The daily transaction limits are subject to a daily limit of 10 ATM withdrawal and purchase (POS and online) transactions each.

Limits for Debit Cards issued in SIB Junior & Basic Savings Bank Accounts

Variants Offered Daily ATM Withdrawal Limit Daily Purchase Limit
RuPay Classic EMV 15,000 25,000
VISA Classic EMV
MasterCard Titanium EMV

Customer Information Corner