SIB EDGE: A special account variant for NRI software professionals working in the overseas market. The modified features applicable as of 1st June 2023 are outlined below.


  • Average monthly minimum balance requirement of Rs. 10,000/-
  • Maintain 2 NR Accounts in a customer ID at a Minimum balance requirement of Rs. 10,000/- only.
  • Minimum balance requirement waived on maintenance of
    • NRI Term Deposit of Rs. 2,00,000/- & above.
    • On Opening a RD of Rs. 20,000/- Per month for a minimum tenure of 12 months.
  • Free Internet Banking and Mobile Banking services.
  • Free International Debit card, SMS & Internet banking services.
  • Free and unlimited NEFT / RTGS & DD / PO and ATM withdrawals
  • Free 25 leaves Cheque Books
  • Maximum 25% waiver on processing fee for Home Loans and Auto Loans based on approval from loan sanction authority.


Click here for Service Charges