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For Construction of Residential House in Own Land
- Approved Building Permit.
- Approved Building Plan.
- Construction Estimate
- Location Sketch Issued by Village Office/Revenue Office.
- Possession Certificate Issued by Village Office/Revenue Office.
- Latest Land Tax Receipt.
For Purchase of Land with Residential House
- Sale Agreement.
- Approved Plan.
- Latest Building Tax Receipt.
- Location Sketch Issued by Village Office/Revenue Office.
- Possession Certificate Issued by Village Office/Revenue Office.
- Latest Land Tax Receipt.
For Purchase of Land and Construction of House Later
- Sale Agreement.
- Self Declaration from the applicant mentioning Approx Construction Estimate and area of the building proposed to construct.
- Location Sketch Issued by Village Office/Revenue Office.
- Possession Certificate Issued by Village Office/Revenue Office.
- Latest Land Tax Receipt.
For Purchase of Ready to Occupy Flat
- Sale Agreement.
- Latest Building Tax Receipt.
- Completion/Occupancy Certificate in case of purchase from builder directly.
For Purchase of Flat under Construction
- Agreement for Sale and Construction.
- Approved Plan and Building Permit.
- Tripartite Agreement (to be obtained before disbursal of the loan).
- Statutory approval.i.e Pollution Control Board, Fire and Safety, Aviation Clearence etc.
- NOC from Project Financing Bank if applicable.
- RERA certificate if applicable
For Repairs/Renovation/Extension
- Repairs/Renovation Estimate.
- Approved Plan and Permit if applicable.
- Latest Land Tax Receipt.
- Latest Building Tax Receipt.
For Takeover
- Sanction Order of Existing Housing Loan.
- Latest 12 months Loan account statement.
- Valid and Necessary approvals for under construction projects.
- Tax paid Receipt for the Completed Projects.
Reimbursement in Case of Construction of New House
- Occupancy Certificate/Tax Demand Notice from the local Govt Body.
- Engineer Certificate supporting the investment made.
- Approved Building Plan.
- Location Sketch Issued by Village Office/Revenue Office.
- Possession Certificate Issued by Village Office/Revenue Office.
- Latest Land Tax Receipt.
Reimbursement in case of Renovation
- Engineer Certificate supporting the investment made.
- Licensed Engineer to certify that the renovation is within one year.
- Latest Land Tax Receipt.
- Latest Building Tax Receipt.
- Location Sketch Issued by Village Office/Revenue Office.
- Possession Certificate Issued by Village Office/Revenue Office.
Reimbursement in case of Purchase of House/Flat*
- Sale Deed Copy.
- Latest Building Tax Receipt.
- Latest Land Tax Receipt.
- Copies of Approval
*Reimbursement of Expenses incurred within two years for Flats/Villas under Construction are also allowed
In addition to the above documents, all other documents for Legal Clearance as required by the Bank’s Panel Advocate
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