Business BankingBusiness AccountsTrader Smart Current Account (TSCA)


The needs and wants of corporate/retail customers especially in trader segment vary from one customer to another. Hence it is important to customise the products which will suit the needs of all customers and also be competitive in the market. In view of the same we have tuned and customized a tailor made product with a bundle of features to meet your needs – Trader Smart Current Account

 Features & Charges

Traders Smart Current Account

Monthly Average Balance


   Rural & Semi-Urban

Charges for non-Maintenance of AMB
Accounts maintaining <50% of required AMB Rs.650
Accounts maintaining >=50% but <100% of required AMB


Sweep in – Sweep out facility*

Cut off limit of Rs.5 lakh for both Sweep in and

Sweep 0ut facility.

Term deposits in multiples of Rs.10,000/- for a fixed period of 30 days ,subject to a maximum Deposit amount of Rs.25,00,000/-. ( either as a single deposit or multiple deposits).

Ordinary/ABB cheque leaves

100 Free Cheque leaves per month.

Standard Charges applicable beyond free limits

RTGS/NEFT Fund Transfer (Outward including transactions through Digital Channel)

50 Free RTGS/NEFT transactions per month. Standard Charges applicable beyond free limits.

RTGS/NEFT Fund Transfer (Inward)
DD/PO Issuance 

DD/PO for Rs.5 lakh value or 30 instruments free per month;

Standard Charges applicable beyond free limits.

Debit Card Issuance/AMC
SIB ATM txns
Unlimited Free txns
Other Bank txns
Std. Charges Applicable
Folio Charges
Nil charges
Cheque Return Charges - Outward
Std. Charges Applicable
Cheque Return Charges - Inward 
Std. Charges Applicable

Cash withdrawal at Branches                                     (Home & Non-Home Branches )

Free Unlimited

Cash Deposit at Branches                                           (Home & Non-Home Branches )

Refer compendium of Service charges
Mobile Banking
Net Banking
IMPS Fund Transfer
Std. Charges Applicable
SMS Alerts

Charges displayed above are subject to GST

*Sweep in – Sweep out facility activation based on customer request

For all std. charges, please refer Compendium of Service Charges. (Click Here)