CD Premium Smart Account

A Business Banking Account tailor made with FREE & FLEXIBLE limits

Particulars
Features/Service charges
Average Monthly Balance (AMB)
Rs. 50,000/- in Metro & Urban centers.
Rs. 25,000/- in Rural & Semi-Urban centers.
 
Non Maintenance of AMB charges

Accounts maintaining <50% of required AMB

Rs 650

Accounts maintaining >=50% but <100% of required AMB

Rs 500
Folio Charges
NIL
SMS Alerts
Free (only for one registered mobile number).
Free Limit per month
IMPS Charges
30 transactions Free per month

Free – Unlimited transactions, If the previous month AMB maintained in the account is Rs.5 lakh & above.  

Cheque Facility
100 leaves free per month.
Flexible Free Limit

For every additional Rs.25000/- maintained towards previous month AMB, the customer will be eligible for additional free limits @ 25%.

 
Unlimited Free Limit

If the previous month AMB maintained in the account is Rs.5 lakh & above, then these services will be offered free of charges and without any upper limits

Purchase of Demand
Draft / Payment orders
Rs.5 lakh or 30 instruments free per month.
RTGS/NEFT fund transfer

Digital Channels  

Free & Unlimited
 

Branch Channel

30 transactions Free per month*
 

*Free & Unlimited transactions through Branch Channel, If the previous month AMB maintained in the account is Rs.5 lakh & above

Cheque stop payment
Standard Charges applicable
 
Unlimited Free Limit

If the AMB maintained during previous month is Rs.5 lakh & above, then these 4 services will be offered free of charges and without any upper limits.

Inward Return
(Cheque / ECS)
Standard Charges applicable
Outward Cheque return
Standard Charges applicable
Outstation cheque collection return
Standard Charges applicable

Debit Card Issuance Charges

 Chargeable
Debit Card AMC

1st year ATM AMC: Advance AMC is waived if the account meet any of the below criteria within 90days of card issuance
(1) Minimum 3 POS Transaction of any amount or
(2) POS Transaction amounting to a total of Rs.5, 000/- or More or
(3) Customers who maintain an average balance of Rs.50, 000 or above in the last 90 days.


2nd Year ATM AMC: Charges will be waived of if Yearly Average Balance
>=25000 for accounts in  Rural/Semi Urban &
>=50000 for accounts in  Urban/Metro

 
Cash withdrawal at Branches
FREE (TDS Applicable as per norms)

Cash deposit at branches            

Please refer Service Charges- Click Here 

 
 
 
 
 
 
Other Free Service

Parent branch transfer/ clearing transactions both debit as well as credit transactions.

Non parent branch clearing / transfer - credit transactions.

Non parent branch clearing / transfer - debit transactions.

Local cheque / ECS clearing facility. 

Fund transfer through Net Banking within the bank.

Registration / Modification / Execution of Standing Instructions. (Actual postage & remittance charges extra, if applicable).

Duplicate A/c statement print as per request. 

Duplicate / Cancellation / Revalidation charges for Demand Drafts. 

A/c balance certificate. 

Power of Attorney / Mandate – Registration / Modification. 

Photo attestation.

Duplicate interest certificate as per request. 

Charges displayed above are subject to GST.

For all std. charges, please refer Compendium of Service Charges.

All free facilities will be provided based on the required AMB maintained in the previous month.

Terms & Conditions Apply