Standard Fire and Special Perils Policy

Business Banking Value Added Services Insurance General InsuranceFire Insurance

Value Added Services

General Insurance

ECGC

Health Insurance

Max Bupa Health Insurance Company Ltd

Manipal Cigna Health Insurance Company Ltd.

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Areas of coverage

Buildings
Machinery and Accessories
Stock and stock in process
Contents including furniture

What Can Be Insured?

Dwellings, Offices, Shops, Hospitals(Located outside the compounds of industrial/manufacturing risks)
Industrial / Manufacturing Risks
Utilities located outside industrial/manufacturing risks
Machinery and Accessories
Storage Risks outside the compound of industrial risks
Tank farms / Gas holders located outside the compound of industrial risks

Covering Include

Fire
Lightning
Explosion/Implosion
Aircraft damage
Riot, Strike
Terrorism
Storm, Flood, inundation
Impact damage
Subsidence , landslide
Bursting or overflowing of tanks
Bush fire etc.

Some Add on covers are…………

Terrorism

Removal Of Debris

Architects, Surveyors, Consulting Engineers fees

Earthquake (Fire and Shock only)

Spontaneous combustion

Startup expenses

Spoilage Material Damage Cover

Leakage and Contamination cover

Fire and Special Perils Policy for Material Damage