SIBerNet Login New User Registration (CRAYONS)



South Indian Bank’s Internet Banking service, SIBerNet, has helped the bank deliver on its promise of “Next Generation Banking”, offering superior digital banking services to both our retail and corporate customers. SIBerNet as an online platform extends the comfort of 24/7 banking services to your homes.

Types of SIBerNet Services

SIBerNet has been made available to you in in two modes.

  1. SIBerNet Personal: For all our retail customers, including Proprietorship accounts.
  2. SIBerNet Corporate: For our corporate accounts, including Partnership, Trust, Institution, Society and Company accounts
CRAYONS – Create Your Own SIBerNet ID

Retail customers can now register and activate their Internet Banking accounts online without visiting the parent  branch. For Online Instant SIBerNet Activation, click here and select New User Registration and enter your 16-digit account number, registered mobile number, email ID (optional) , OTP and Debit Card credentials as prompted.


Focused on added convenience and uncompromising on security, SIBerNet offers you a host of services and features which are sure to simplify and enhance your banking journey. For a walk through of the services hosted on SIBerNet, read on.

  • Get a complete view of all your accounts.
  • View mini statement.
  • Print/save statements of any of your accounts for any period.
  • Cheque status enquiry
  • Packing Credit/Foreign Bill account statements
Fund Transfer
  • Fund transfer between your own operative accounts
  • Fund transfer to other accounts within the bank
  • Fund transfer to other banks (NEFT, RTGS, IMPS)
  • Schedule one-time and recurring transactions
  • Fund transfer to SIB Virtual Accounts
  • Instant credit to SIB loan accounts
Fixed/Recurring Deposit Opening
  • Open your deposits instantly.
Premature Closure of Fixed/Recurring Deposit
  • Close your deposits instantly, before maturity date.
Loan against Deposits
  • Avail loan against your deposits, with loan accounts opened and loan amount credited to your operative account instantly.
Sovereign Gold Bond
  • Apply for the Sovereign Gold Bond scheme online with a reduction of Rs. 50 per gram against the nominal value.
Debit Card Request
  • Apply for your Debit Cards.
Debit Card PIN Set/Reset
  • Activate your Debit Cards and set/reset your Debit Card PIN without visiting an ATM.
Manage Debit Card Usage
  • Customise your Debit Card usage and set individual limits for ATM, POS, e-commerce/online and Contactless usage.
  • Set separate limits for domestic and international transactions.
Block Debit Card
  • Block your Debit Card online in case of theft or other fraud.
SIB e-Invest
  • Invest in Mutual Funds and redeem/switch existing funds easily, with SIB e-Invest.
Apply for IPO (ASBA)
  • Avail Initial Public Offerings (IPO)
Bill Payment/Recharge
  • Make payments for common services availed.
IRCTC Ticket Booking
  • With a direct tie-up between South Indian Bank and IRCTC, now you can book your train tickets online and pay using SIB Internet Banking.
  • Click here for IRCTC ticket booking. 
KSEB Bill Payment
  • South Indian Bank has a direct tie-up with KSEB (Kerala State Electricity Board), enabling you to pay your electricity bills online with zero additional charges (Payment Gateway charges).
  • Click here to pay your KSEB Bills online.
School/College Fee Payment
  • Make fee payments to institutions enrolled with South Indian Bank's online fee payment facility.
  • View details of earlier fee payments.
KSFE Pravasi Chit
  • Our NRE customers can now enrol for the KSFE Pravasi Chit online.
Form 15G/H
  • Submit your Form 15G/15H declaration online .
Personal Loan Spot Credit
  • Avail pre-approved Personal Loans as per your eligibility.
OD for Group Salary Accounts
  • Avail Overdraft (OD) facility against your Group Salary Savings Account.
Gold Loan Renewal
  • Apply for Gold Loan renewal.
Personalise Transaction Limit
  • Customise your daily online banking limits.
Cheque Book Request
  • Order Cheque Books for your accounts.
E-mandate Request
  • Authorise e-mandate requests .
  • View e-mandate requests already submitted.
Positive Pay
  • Submit your high value cheque details online on Positive Pay.
Periodic KYC Update
  • Self-certification of periodic KYC update
  • Submit your FATCA-CRS details.
Income Tax E-filing/Services
  • File your taxes online.
  • Get redirected to the Income Tax India website and avail the following services.
    • E-file IT Returns
    • E-verification of already submitted IT Returns
    • View Form 26AS (Tax Credit)
    • Rectification Request
    • Download IT Returns
Tax Payments
  • Register your PAN/TAN and pay direct taxes.
  • GST payment - Pay CGST, SGST/UTGST, IGST and Cess using the NEFT mode of transfer
Message Centre
  • Send secured instructions to and receive immediate replies from your Relationship Manager.
Manage Profile
  • Change your User ID.
  • Give different nicknames to your accounts for easy identification.
  • Change passwords.
Digital Signature Certificate (DSC)
  • Digital Signature Certificate (DSC), an optional 2nd Factor Authentication mechanism, can be enabled on a request-basis.
  • Recommended for all high value transaction as it offers maximum security from cyber frauds.
Snorkel 2FA Application
  • Avail the Snorkel 2FA service to get self-generated OTP through an application pre-installed in your mobile handset.
Missed Call OTP
  •  In case of a delay in receiving SMS OTP, you can now receive your OTP on your registered email ID by giving a missed call from your registered mobile number to 9223 815 816.
Maker-Checker Authorisation for Corporate Users
  • Our corporate customers can initiate and complete their transactions following an approval hierarchy (maker-checker).
Bulk Upload Facility for Corporate Users
  • Our corporate customers can now initiate bulk upload of within the bank and external beneficiaries for fund transfer.
Retrieve SIBerNet User ID
Important Notice
  1. Never respond to any pop-ups, emails, SMS or phone call seeking your personal information such as user ID, password, mobile number, Debit Card number, PIN, Debit Card Expiry Date, etc., irrespective of how official or appealing the request may seem. Such communication are created and sent by fraudsters to get retrieve your credentials for unauthorised activities.
  2. Ensure that your computer is free of malware (viruses, Trojans, etc.) by using anti-virus software, firewall, etc.
    • South Indian Bank Ltd. is not liable for any loss arising from your sharing / compromise of sensitive account related information such as user ID, password or PIN with anyone. You are required to be aware of the importance of keeping such details confidential as well as the consequences of their misuse.
Secure your Internet Banking experience

Type the URL to access SIBerNet.

  • Always type the address of the bank's website in the address bar of your browser. Make sure that the page opening up is genuine.
Use the virtual keyboard.
  • Using the virtual keyboard (VKB) wherever available would help prevent key-logger compromises as in such cases the keyboard is not being used for the input.
Never share your password.
  • Never disclose/share your credentials with any person. South Indian Bank officials will never ask you for your Internet Banking passwords.
Do not store your password.
  • Do not store passwords in a file on any device (including mobile or similar devices) without encryption. Do not let your computer remember your password. Never accept auto-complete options provided by your computer/ browser.
Log in frequently and check your accounts.
  • Logging in to your SIBerNet account not only helps you keep track of your accounts online but also enables you to notice and stop any fraudulent activity quickly.
Change your password frequently.
  • Create strong passwords and change your passwords at least once every 180 days.
Check your “Last Login Time”.
  • Check the date and time of your last login when you log in to SIBerNet to ensure there has been no compromises.
Be vigilant against any form of phishing.
  • Never fill in any form that you have accessed via a link through an email or from any sources other than the bank, with sensitive data such as user ID, password, PIN and other account related information.
Never leave your session unattended.
  • Do not leave your SIBerNet sessions unattended. Always log out completely after use. Make sure that you log out of the application by clicking on the Logout button and close all browser windows.
Clear browser cache.
  • Always clear your browser cache after each session.
Never access SIBerNet from public computers.
  • Never access SIBerNet from cyber cafes and other public computers. Always access SIBerNet using your personal computer to reduce the chances of ID theft, phishing, etc.
Use only recommended browsers.
  • SIBerNet is best accessed using Internet Explorer version 11.x and above, Mozilla Firefox version 59.x, 60.x, 61.x and above, Google Chrome 68.x, 69.x, 70.x and above and Apple Safari 11.x, 12.x and above, with a screen resolution of 1024 by 768 pixels. Ensure that TLS 1.2 is enabled in your browser under Advanced Security Settings.
SSL Certification for secure page
  • Please note that the login page of SIBerNet has a padlock image on the address bar. The URL (address) would be a secured one, beginning with https://. The details of the digital certificate can be viewed by clicking on the padlock image.

Ensure that your URL for SIBerNet login and subsequent pages start with In case you are getting a different type of URL, please contact your branch or the SIBerNet Cell at 91-484-2388555 immediately. Do not proceed further until instructions are obtained from branch or SIBerNet Cell.

Contact our Customer Care executives at 18004251809 / 18001029408 (toll free), +91-484-2388555 (for NRIs), or mail us at [email protected] for any guidance.