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Service Charges

Savings Bank A/c - No frills A/c

Savings Bank A/c - No frills A/c

Minimum Balance Rs.10/-
Charges for non maintenance thereof NIL

Saving Bank Accounts with Cheque facility

Saving Bank Accounts with Cheque facility

Minimum Balance Rs.1000/-
Charges for non maintenance thereof Rs.250/- per Quarter

Saving Bank Accounts without Cheque facility

Saving Bank Accounts without Cheque facility

Minimum Balance Rs.500/-
Charges for non maintenance thereof Rs.100/- per Quarter

Other savings bank account facilities

Other savings bank account facilities

Issue of Duplicate Statement Rs.50/- per page
Issue of loose cheque leaves Rs.3/- per leaf
Issue of duplicate pass book Rs.50/- per page
Mode of calculation of minimum balance quaterly average

Remittance Facilities through own bank

Remittance Facilities through own bank

DD- Issue Rs.2/- for 1000/- (Min. Rs.25/-)
DD-Cancellation Rs.50/-
DD-Revalidation Rs.50/- per DD
PO - Issue Rs.2/- per 1000/- (Min. Rs.25/-)
PO-cancellation Rs.50/-
PO-Duplicate Rs.50/-
PO-Revalidation Rs.50/-
TT - Issue Rs.2/- per 1000/- + Telephone charge (Min. Rs.100/-)
TT - Cancellation Not fixed
TT-Duplicate Not fixed
TT-Revalidation Not fixed
EFT Charges - inward Nil
EFT Charges - outward N.A
RTGS - Outward Rs. 1.50 per 1000 +25 , Min. Rs.50/-, Max Rs.1500/-
RTGS - Inward Nil
Collection of Cheques Rs.3.50 to Rs.2.50 per 1000/-( Min. Rs.15/-)

Remittance Facilities through other bank

Remittance Facilities through other bank

DD- Issue NA
DD-Cancellation NA
DD-Revalidation NA
PO - Issue NA
PO-cancellation NA
PO-Duplicate NA
PO-Revalidation NA
TT - Issue NA
TT - Cancellation NA
TT-Duplicate NA
TT-Revalidation NA
EFT Charges - inward NA
EFT Charges - outward N.A
RTGS - Outward NA
RTGS - Inward NA
Collection of Cheques NA
Foreign Exchange Transactions

Foreign Exchange Transactions

Remittance Outward Rs.300/- to Rs.500/- (actual swift/courier charges will be extra)
Remittance Inward Rs.250/- to Rs.500/-
TCs - Selling Base rate + 1.25%
TCs - Encashing Base rate + 1.25%
TCs - Foreign Currency Base rate +1.50%
Cheque Collection

Cheque Collection

Local Free of charges
Outstation through own bank Rs.3.50 to Rs.2.50 per 1000/-
Outstation through another bank Rs.3.50 to Rs.2.50 per 1000/-+other Bank’s charges.
Bouncing of cheques- Local Rs.50/-
Bouncing of cheques- outstation- through own bank 50% of the collection charges + Full Postage(Min. Rs.100/-)
Bouncing of cheques- outstation- through another bank 50% of collection charges Full Postage(Min. Rs.100/-)
Retail Loan

Retail Loan

Loan Processing Charges 0.25% to 1%
Prepayment Charges  
If closed from own sources after 2 years Nil
If closed from own sources before 2 years 1% of the prepaid amount.
If closed through take over by other banks 2% of the pre-paid amount
No due Certificate NIL
Solvency Certificate Rs.100/- per lac. Min - Rs. 100/-
Charges for late payment of EMI Penal Interest at 2%
Charges for changing from fixed to floating rates of interest Option once exercised cannot be changed
Charges for changing from float to fixed rates of interest Option once exercised cannot be changed

For More Details Click Here

Debit Cards

Debit Cards

Membership fee NIL 
Annual Fee Rs.50 plus service tax after 1 year 
Renewal Charges NIL 
Late Payment Charges NIL 
Replacement charges Rs.100/- 
Cash withdrawal NIL 
Point Of Sale (POS) transactions, below Rs.500/- Rs.10/- 
Master Card transactions for purchase of Petrol 2% advalorem of petrol cess 

Transaction Charge with other Bank ATMs

  Cash withdrawal Bal. Enquiry
NFS Rs.20/-  NIL
Master card (transactions within India) Rs.20/-  NIL
Master card (transactions outside India) Rs.100/- Rs.25/-

Electronic Clearing System (ECS)

Charges for Electronic Clearing System(ECS) w.e.f January 1 2008

Minimum balance Rs.10,000/- has to be maintained in all Destination Accounts.
ECS registration will automatically get closed in the event of three consecutive cheque returns in the account for want of sufficient funds.
Standing Instructions

Standing Instructions

Setting Up Charge Rs.100/-
Amendment Charge Rs.100/-

 

MISCELLANEOUS

MISCELLANEOUS

Balance enquiry Charges not fixed
Balance Certificate Rs.50/-
Interest Certificate Rs.100/-
Account closure  Before 6 Months After 6 Months
SB 50 20
CD 100 50
Use of Fax/Telephone/Modem Not Fixed
Photo attestation Rs.100/-
Signature attestation Rs.100/-
Stop Payment Charges Rs.100/- per cheque
Inoperative account Not fixed
Internet Banking

Rs.1/- per Rs.1000/- for fund transfer from one branch to other with a minimum of Rs.10/-.
Rs.100 for resetting password.

Mobile Service(SMS)
Annual Fee

Rs.75/- plus Service Tax after 6 months for Domestic customers.

Rs.150/- plus Service Tax after 6 months for NRE customers  w.e.f  Dec:2007

Change in Mobile Number Rs. 50/-
Issue of Confidential Report Rs. 1000/- per report
 
 
 
 
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