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Interest Rate


SCHEMATIC LOANS

 

 
BASE RATE (BR)
10.50%  (w.e.f   01.08.2011)
 
 
SCHEMATIC LOANS
 
Sl No:
Category
Interest rate
1
a) SIB Personal Loan Scheme.
B.R. +4.50%  (Fixed)
                        
b) Doctors’ Credit
B.R. + 3 %
                        2 SIB Vyapar (Limits of Rs.5 lakhs upto and incl. Rs.10 lakhs) BR + 1.50%
                        3 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with AAA or AA rating) BR + 1.50%
                        4 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with A rating) BR + 2.00%
                        5 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with BBB rating) BR + 2.50%
                        6 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with BB & below rating and "Treated as Unrated" status BR + 3.00%
 7
MOBILOAN PERSONAL (With Priority Sector Status)                      
B.R.+0.50 % Floor Rate 11.00%
8
MOBILOAN PERSONAL (With Non-Priority Sector Status) 
(I) For Brand New vehicles costing Rs.10.00 lacs and above :-        
 
 
 
(II) For Brand New vehicles costing below Rs.10.00 lacs :-        
 
 
 
B.R. + 1 % (Floor Rate 11.50%)
 
B.R + 1.50%(Floor Rate 12%)
9
MOBILOAN COMMERCIAL (With Priority Sector Status)        
B.R. + 0.50 %
(Floor Rate 11.00%)
10
MOBILOAN COMMERCIAL (With Non-Priority Sector Status) 
(I) For Brand New vehicles costing Rs.10.00 lacs and above :-        
  (II) For Brand New vehicles costing below Rs.10.00 lacs :-        
 
 
B.R + 1.00 %
(Floor Rate 11.50%)
 
B.R + 1.50% (Floor Rate 12%)
11
MOBILOAN AGRICULTURE SCHEME
B.R. (Floor Rate 10.50%)
12
FLEXILOAN SCHEME
B.R. + 3.50 %
13
GOLD POWER SCHEME
B.R. + 4.50 %
14
GOLD RUSH SCHEME  
14.00%
15
GOLD MAX SCHEME    (For Agriculturalpurposes - Upto 3 Lakhs)
11.90%
16
GOLD MAX SCHEME    (For Agriculturalpurposes - Above 3 Lakhs)
12.90%
17
GOLD MAX SCHEME    (For other purpose)
13.50%
18
RENTAL SCHEME
B.R. + 4.50 %
19
a) REVISED VITJNAN PRADHAN SCHEME  (Upto & including Rs.4 Lacs  For Boys) #
B.R. + 5.50 %
 
b) Above Rs.4.00 Lacs
B.R. + 6 %
20
a)REVISED VITJNAN PRADHAN SCHEME  - (Upto & including Rs.4 Lacs  For Girls)#
B.R. + 5 %
 
b)Above Rs.4.00 Lacs
B.R. + 5.50 %
21
EDUSUM
 
 
a) Loan amount upto &
including Rs.4 Lacs
B.R. + 5.50 %
 
b) Loan amount exceeding
Rs.4 Lacs
B.R. + 6 %
22
VIDYANIDHI
B.R. + 4.90 %
23
SIB Excellence upto Rs.10 Lakhs
B.R. + 0.90 %
23
SIB Excellence above Rs.10 Lakhs
B.R. + 1.90 %
24
FORTUNE
B.R. + 4.50 %
25
PRAVASI SWAGATH SCHEME
B.,R. + 3.50 %
26
Agriflex (upto 3 LAKHS)
B.R. + 4.40 %
27
Agriflex (Above 3 LAKHS)
B.R. + 5.40 %
 (Simple interest to be charged during the Repayment holiday/ Moratorium
period).