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Interest Rate


SCHEMATIC LOANS

 

 
BASE RATE (BR)
10.50%  (w.e.f   01.08.2011)
 
 
SCHEMATIC LOANS
 
Sl No:
Category
Interest rate
1
a) SIB Personal Loan Scheme.
BR +4.50%  (Fixed)
                        
b) Doctors’ Credit
BR + 3 %
                        2 SIB Vyapar (Limits of Rs.5 lakhs upto and incl. Rs.10 lakhs) BR + 1.50%
                        3 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with AAA or AA rating) BR + 1.50%
                        4 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with A rating) BR + 2.00%
                        5 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with BBB rating) BR + 2.50%
                        6 SIB Vyapar (Limits above Rs.10 lakhs upto and incl Rs.5 crores with BB & below rating and "Treated as Unrated" status BR + 3.00%
 7
Mobi loan ( agriculture)                
BR
8
Mobi loan ( Other priority )
BR+0.25%
9
Mobi loan ( Other priority ) With 100% collateral
BR
10
Mobiloan (Non priority)
BR+0.50%
11
Mobiloan (Non priority) With 100% collateral
BR
12
Flexi Loan Scheme
BR. + 3.50 %
13
Gold Rush Scheme
14.00%
14
Gold Max Scheme (For other purpose)
13.00%
15
Gold Max Scheme (For Agricultural purposes)
10.50%
16
Gold Loan General
13.00%
17 Gold Loan Agri 10.50%
18 Gold Loan Agri up to & incl 3 lakhs-Interest Subvention 7.00%
19 Gold Loan - Other Priority Sector (other than Agriculture Gold loan) 12.00%
20 Gold Max Plus 13.00%
21 Gold Loan Monthly Interest Payment 13.00%
22 Gold Power 14.50%
23 Gold Power -Priority sector (MSE) 13.00%
24
RENTAL SCHEME
BR + 4.50 %
25
a) REVISED VITJNAN PRADHAN SCHEME  (Upto & including Rs.4 Lacs  For Boys) #
BR + 5.50 %
 
b) Above Rs.4.00 Lacs
BR + 6 %
26
a)REVISED VITJNAN PRADHAN SCHEME  - (Upto & including Rs.4 Lacs  For Girls)#
BR + 5 %
 
b)Above Rs.4.00 Lacs
BR + 5.50 %
27
EDUSUM
 
 
a) Loan amount upto &
including Rs.4 Lacs
BR + 5.50 %
 
b) Loan amount exceeding
Rs.4 Lacs
BR + 6 %
28
VIDYANIDHI
BR + 4.90 %
29
SIB Excellence upto Rs.10 Lakhs
BR + 0.90 %
30
SIB Excellence above Rs.10 Lakhs
BR + 1.90 %
31
FORTUNE
BR + 4.50 %
32
PRAVASI SWAGATH SCHEME
BR + 3.50 %
33
Agriflex (upto 3 LAKHS)
BR + 4.40 %
34
Agriflex (Above 3 LAKHS)
BR + 5.40 %
 (Simple interest to be charged during the Repayment holiday/ Moratorium
period).