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ATM cum Shopping card

Enjoy the world of convenience, ease and security with South Indian Bank ATM cum debit cards. South Indian Bank offers ATM cum Debit card for domestic as well as international transactions. Forget carrying cash while shopping and traveling around the world with South Indian Bank’s new VISA/MasterCard/RuPay ATM cum shopping cards. The card comes to you with features of Global acceptance, Online Shopping, Utility bill payments and Cash withdrawal from more than 49,880 ATMs in India and millions of ATMs across the world.

Acceptability: Enjoy purchases around 3,50,000 POS outlets in India and millions of outlets across the world, shop online, entertain, book tickets, fuel your vehicle and what not…?

Security: SIB’s ATM cum shopping cards comes with an ‘extra level of security’ of Verified by VISA/MasterCard Secure Code.

Online Shopping: Buy anything online, book train, airlines and movie tickets or buy gifts online for your loved ones.

Bill payments: Convenient payment of electricity, mobile, telephone, life insurance, mutual fund and other utility bills.

Domestic ATM cum Debit cards: South Indian Bank issues ATM cum Debit card to meet special and specific requirement of each and every customer. The Domestic ATM cum Debit card is issued to customers in VISA/MasterCard/RuPay platform. 

Daily Transaction limits of domestic only ATM cum shopping cards: 

Card Type Daily Cash Withdrawal Limit (Rs.) Daily Shopping Limit (Rs.)
Maestro 20,000 1,00,000
MasterCard 20,000 1,00,000
Visa Classic 20,000 1,00,000
Visa Gold 30,000 1,50,000
Visa Platinum 50,000 2,00,000
RuPay 15,000 25,000

All debit cards issued before 15/11/2013 can be used for international transactions, however the daily international transaction limits is reduced.

Card Type Daily Cash Withdrawal Limit (Rs.) Daily Shopping Limit (Rs.)
Maestro 10,000 10,000
Visa Classic 10,000 10,000
Visa Gold 15,000 15,000
Visa Platinum 15,000 15,000

International ATM cum Debit cards: South Indian Bank offers International ATM cum Debit card to the customers in the form of Chip & PIN based cards. The card is issued only in VISA Platform which can be used globally for cash withdrawals at ATMs and for purchase transactions at POS/Online terminals 24*7.

Daily Transaction limits of International ATM cum Debit card:

Cash withdrawal Rs. 20,000/- Rs. 50,000/- Rs. 20,000/- Rs. 50,000/-
Purchase at POS & Online terminals Rs. 1,00,000/- Rs. 2,00,000/- Rs. 1,00,000/- Rs. 2,00,000/-


Revised Transaction Limits for RuPay Classic Debit cards
Transaction limits for RuPay Classic debit cards will be enhanced w.e.f 1st August 2015. The revised transaction limits are as follows:
Account category
Transaction limits for RuPay Classic cards (w.e.f 1st August 2015)
Domestic transaction limits
All eligible accounts (except SIB Junior & BSBDA)
SIB Junior & BSBDA

Fee and Charges Please click here

Banks may levy 2.5% of the transaction amount or Rs.10/- (whichever is higher)  as surcharge for transaction at fuel pumps

** 5 accounts can be linked to the card.

RuPay Card Insurance Program


How To Use SIB ATM Card

Few Tips For SIB ATM Card Users