“Sibernet” is the Internet Banking Service of South Indian Bank Ltd, which allows its customers to avail the bank’s services through Internet.

2FA (second factor authentication) for enhanced SIBerNet security

2FA enables the users to make their online transactions in the most secured way. It is a security process in which the system will prompt the user to enter a dynamically generated one time password-OTP (Which could either be sent as SMS to the registered mobile number of the customer or it can be self-generated by the customer through an application downloaded to customer’s mobile handset). Thus even if the internet banking passwords of the customer are compromised, fraudster will not be able to do any financial transactions without having access to the registered mobile phone. This is a globally followed practice which ensures maximum security to internet banking transactions. As an additional security measure it is always suggested to operate SiberNet, with Second Factor Authentication (2FA).

Customers can avail this facility by contacting the parent branch where account is maintained or by giving a request mail to [email protected]

Advantages Of Sibernet

  • Online Payments.
  • Conduct Banking Operations from House/Office/Cyber-cafe
  • Service available for 24 hours & 365 days a year
  • Accessible from any where in the world using Internet.

Services Offered:

IRCTC Ticket Booking

South Indian Bank has entered into direct tie up with IRCTC for railway ticket booking facility through Internet banking. You can now book your train tickets online and pay using SIB Internet Banking Facility. Apart from SIB Internet banking (SIBerNet), you can also book IRCTC tickets using SIB IMPS/Debit cards.


Step by step process to Book tickets online and pay through SIBerNet


  • All SIB internet banking customers can use this facility. For booking tickets, please visit (for railway tickets). Select your journey date and other details
  • On payment option, select South Indian Bank for making the payment.
  • You will be redirected to a secured login page of South Indian Bank. After logging on to the site, the payment amount, and payee details will be displayed.
  • On paying on to the site, the payment amount, and payee details will be displayed.
  • You will be required to confirm the transaction by entering transaction password and One Time Password (OTP). On successful authentication, your Bank Account will be immediately debited and payment confirmation number will be provided.
  • Within some time you will receive an online confirmation from IRCTC website. Tickets are booked immediately and PNR number is provided online at Partner's website.
  • Enjoy fast, easy and safe railway ticket booking through SIB Internet Banking (SIBerNet)

    Online Bill Payments / Shopping Mall:

    This facility enables the customers to make payment for goods/services through Internet Banking on-line real time in a secured way. The types of services, for which the payment can be made, include the following:

    Service Category List of Merchants / Service Providers
    Mobile Bill Payments BSNL Cellone / Airtel / Idea / Reliance / Vodafone etc.
    Insurance Premium Payments LIC / MetLife / TATA AIG / Birla Sun Life / Kotak Mahindra / Prudential ICICI etc.
    Credit Card Payments SBI Card / CitiBank Card / Barclay’s Card, etc.
    Loan Repayment HDFC / CITIBANK
    Donations / Charity CRY / UNICEF
    Religious Offerings Guruvayur Temple / Sidhivinayaka Temple
    Educational Institutions IIM Bangalore
    Tours & Travels Travelguru / Akbar Travels / Make My Trip /
    Online Shopping Home Shop18 / Sri Jagdamba Pearls Dealer/ Storeguru


    • Get complete details of all your accounts (SB/Deposit/Loan …)
    • Print/Save the pass-sheet of any of your Operative accounts for any period.
    • Cheque Status Inquiry
    • Clearing Instruments Inquiry
    • Lien Inquiry
    • Nominee Inquiry
    • Interest Details of Deposit Accounts
    • Print Pass-sheet of any loan account for any period.

    Funds Transfer

    • Fund transfer between your own operative accounts.
    • Fund transfer to other operative accounts in SIB
    • External fund transfer to other bank branches
    • Tax Payment


    • Cheque book / DD/ Deposit Open .
    • Simulate pre-closure of your deposit/loan account.
    • Cheque book / DD/ Deposit Open .
    • M-commerce registration.


    • Send secured instructions to your Relationship Manager.
    • Receive immediate reply from Relationship Manager.


    • Receive important account related Alerts from the system.
    • Deposit maturing soon, loan repayment alert, minimum balance alert…
    • Receive important account related Alerts from the system.


    • Give different nick-names to your accounts for easy identification. Change the amount & date format as per your choice. Change password option is also available.


    • View the entire history of activity done by you in Sibernet


    • The customer can make investment/credit decisions based on deposit/loan modelling tools

    Security Features

    • The software is from Infosys , a leading Indian Software house.
    • Digital Certificate from Verisign , a global pioneer in e-security ensuring 128-bit encryption.
    • We have complied with Global Standards while implementing the various layers of security features such as Firewalls & Anti-Virus
    • We are offering Sibernet services forPersonal (Individuals/Proprietorship Concerns) and Corporate (Companies/Partnership Firms) customers. The additional services available to the Corporate customers are as follows,

    Multiple Users- The corporate can apply Internet Banking facility for the different officials responsible for operations in bank accounts. The Corporate also has the facility of setting up Work-flow rules (i.e. hierarchical rules for approving requests within the organisation). The corporate can also restrict the accounts being shown to different users, based on their designations, roles, divisions etc. (e.g. Divisional Manager-Production, Regional Manager-Finance etc). This would ensure secrecy in the Corporate Accounts.

    Limits - The corporate user can view the Corporate Limits granted to the different linked accounts maintained in all the branches of South Indian Bank.

    Click here to login to Sibernet - Personal.

    User Guide

    Important Notice

    • Never respond to any popups, emails, SMS or phone call seeking your personal information such as user id, password, mobile number, ATM card number, PIN, Expiry Date etc, however officially looking or appealing it may be. Such communication are sent or created by fraudsters to get your credentials for unauthorised activities.
    • Ensure that your computer is free of malware (Viruses, Trojans etc..) by use of anti-virus, firewall etc.
    • Please contact our Internet Banking Operations Support Cell ([email protected]) for any guidance, Ph : 0484 2384502Please remember that South Indian Bank Ltd. is Not Liable for any loss arising from your sharing / compromise of your sensitive account related information such as User ID Passwords or PINs with anyone, NOR from their consequent unauthorized. You are required to understand the importance of keeping such details confidential as well be aware of the consequences of their misuse

    The software is from Infosys , a leading Indian Software house.

    South IndianBank - Internet Banking (SIBerNet)is best accessed using Internet Explorer version 5.5 & above and Mozilla Firefox version 3.0 & above, with a screen resolution 1024 by 768 pixels.