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Business Banking  Domestic Finance  Working Capital finance  SIB Vyapar
Domestic Finance


SIB Vyapar

  • A working capital finance scheme tailor-made for traders.
  • Target Group - Traders who have at least 3 years experience in business and with 3 years past financial statements.
  • Quantum of finance - Min Rs 5 lac; Max Rs.500 lac
  • Purpose - Working Capital
  • Package of finance - Cash Credit for maximum 12 months
  • Security


Primary Security

Minimum Margin

Hypothecation/pledge of goods(Perishable goods shall not be accepted) OR/AND

25 %

Hypothecation of book debts not older than 4 months(Advance against book debts shall not exceed 40% of total credit under this scheme)

40 %


  • Collateral Security - Shall be decided by the Bank

Click here to view features of Business Account with SIB vyapar (Link to Business Banking - Business Accounts)

You may contact our nearest branch for more details.