HEALTH GUARD - Covers All Medical Expenses on Hospitalisation
Health Guard policy takes care of your hospitalisation expenses and also offers a wide coverage of pre & post hospitalisation.

Features:

• The member has cashless facility at over 2400 hospitals across India
• The member can opt for hospitals besides the empanelled ones, in which the expenses incurred by him shall be reimbursed within 14 working days from submission of all documents.
• Pre and post - hospitalization expenses covers relevant medical expenses incurred 60 days prior to and 90 days after hospitalization.
• Cumulative bonus of 5 % is added to your sum assured for every claim free year.
• Family discount of 10 % is applicable.
• Covers ambulance charges in an emergency subject to limit of Rs. 1000 /-
• No tests required up to 45 years up to SI 10 lacs*
• 10% co- payment applicable if treatment taken in non-network hospitals. Waiver of co-payment is available on payment of additional premium
• Pre-existing diseases covered after 4 years continuous renewal with Bajaj Allianz

Benefits:

• In house Health Administration Team for hospitalisation claims to lower turn around time
• Access to over 2400 hospitals all over India for cashless facility.
• No Sub-limits applicable on room rent and other expenses.
• Hassle-free claim settlement due to In-house claim administration.
• Income tax benefit on the premium paid as per section 80-D of Income Tax Act as per existing IT law.
• Health Check up for maximum amount of Rs. 1000 /- at the end of continuous four claim free years
• Family discount of 10% is applicable

Coverage:

• 10 lacs coverage available from 3 months up to 55 years*
• Policy can be renewed up to 70 years*
• In built E-opinion cover for SI 5 lacs & above

*conditions apply

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