CRITICAL ILLNESS
Critical illness policy provides protection from the life threatening illness, which can hamper your routine life style. With a critical illness cover you can secure yourself from such contingencies. This is a benefit policy which pays the SI as lump sum amount once you are diagnosed with one of the listed critical illness*.
- Cancer
- Multiple Sclerosis
- Paralysis
- Coronary Artery Bypass Surgery
- Major Organ Transplant
- Primary Pulmonary Arterial Hypertension.
- First Heart Attack
- Stroke
- Kidney Failure
- Arota Graft Surgery
Features:
- Covers 10 major illnesses like cancer, heart attack, paralysis, etc.
- The benefit amount is payable once the disease is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis*
- Medical examination may be required in some cases based on the age and the benefit amount opted by the proposer.
Benefits / Advantages:
- Very competitive premium rates
- The insured receives the amount as lump sum so that he can plan the treatment accordingly
- Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover
- Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws.
- Hassle-free in house claim settlement.
Coverage:
- SI available from Rs. 1,00,000 to 50,00,000
- Age band – 6 yrs – 59 Years.
*conditions apply
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