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Own your Dream Home through SIB Home Loans Now !!!!

>Loans Available for Ready built Houses/Flats or for constructing your dream home.

>Identify the Property, Approach nearest branch. Rest we will take care.

 

 Salient Features

  • Simple Documentation procedures
  • No prepayment Penalty *
  • Flexible repayment options 
  • Repayment facility up to 20 years or more*
  • Special Schemes for NRIs 
  • Income Tax benefits for interest up toRs 1.50 lakhs 
  • Income Tax Rebate up toRs 100000 under 80C for principal repaid 
  • Online repayment facility from other bank accounts. 
  • Low Processing Fees 
  • No Hidden Charges 
  • Flexible & Fixed Interest options *
  • Repayment holiday for house construction loans 
  •  Life Insurance of borrower can be opted to cover unforeseen happenings 
  •  Additional loans for extension/repairs 

 Documents Required

Identity, Address & income proof of borrower & Guarantor 
Property title deeds 
Encumbrance Certificate& Tax paid Receipt
Agreement for sale from seller 
Approval from local body & Estimate of the project

*conditions apply